I want to have a lot of money. Some recommendations on how to achieve the goal: "I want a lot of money"

Money problems mean that you have a wrong attitude towards money. Somewhere deep in your subconscious, a “mole” has wound up, which digs in a completely different direction. “Mole” is your beliefs regarding money. If you say: “I want a lot of money”, this does not mean at all that you are really ready to accept a large amount. Don't believe? I suggest you do one simple exercise.

Right now, close your eyes and imagine that your income has increased 10 times more than it does now. Represented?

Now ask yourself questions:
What will you do now? What will you spend money on?
Will your close people, friends, change their attitude towards you?

What do you think people will think of you if you drive an expensive car, wear expensive clothes, go to expensive restaurants?

Will your attitude towards people who earn less than
you? Will you consider them losers?

Will there be a sense of pride in oneself?

How will you use the power that money gives you?

Will you try to “buy” someone or something for yourself?

How will your attitude towards the world change?

Will you need to protect your money? How can you protect them?

Will you lend large sums of money to relatives, friends? Will they want to borrow from you?

How will you feel if you suddenly lose all your savings? Are you afraid of losing them?

If you feel discomfort on at least one issue, then you have identified your “mole”. Now we need to work on this belief. To do this, I offer you another technique that will gradually accustom the subconscious to large amounts of money, expand the comfort zone.

Get a separate notebook or notepad. Imagine that you received 30 thousand rubles today. Write: "I received (a) 30 thousand rubles." Write down what you will spend this money on. Write: "I spend them." Maybe it will be a weekend trip with the family, new clothes, furniture, going to a restaurant, whatever. Soon new horizons will open for you. This technique must be done for 21 days.

How to turn “I want money” into “I have money”

Psychologists note that it is very important to learn to treat money more simply. You need to accept all possible options within yourself: if you have money - good, a lot of money - also good, little money - also go. Money is not your property, it belongs to the world in which we live. And the world can give them or take them back.

Stop internally evaluating and dividing people according to their financial situation. “A lot of money - well done, successful, little money - a loser” - this is the mental virus launched into our consciousness that blocks money channels for us.

And let your “I want money” turn into a stable “I have money”

Hello, dear readers of the business magazine site! There are situations when you need money right now. Not everyone has deposits or stash where you can urgently take the right amount of money, for example, for a wedding, an apartment, a house, or to open your own business from scratch.

Many people have no idea where to quickly get (find) these funds and frantically go through all the acquaintances in their minds, remembering which of them they can borrow from. Well, if you have at least a few days to search for money. What if just a few hours? Even if the money is needed urgently enough, it can be obtained legally.

From this article you will learn:

  • Where to get money right now;
  • Who can borrow money from?
  • Where to get money for free and is it possible to get it for free;
  • Where to get money if all banks and microloans refuse.

So, let's start in order!

What to do if you need money? Consider the main ways where you can get money, even if all banks and microloans fail


1. Where can I get money right now - 8 useful tips 📌

Some people mistakenly believe that in order to find money, you need to work as hard as possible, and the only destiny of the unemployed is to beg. But this is absolutely not true.

There is an opportunity to receive money from a non-working person always. It is possible, for example, receive an inheritance or win the lottery. About that, we told in one of our articles.

In the first case one must have rich relatives who are ready to die in case of urgent financial difficulties of the heirs. BUT in the second - you need to be a big lucky one. And one and the other happens very rarely, therefore, it is not suitable as a way to quickly make a profit.

So how can a person quickly take money without working? Below you will find simple tips that will work for most people.

Council number 1. Get rid of unnecessary

In the cartoon "Prostokvashino" the cat Matroskin urged: "to sell something you don't need, you must first buy something you don't need". You just need to think carefully about what things have not been used for a long time, but are in good, working condition and can be useful to others. For example, for some reason you do not use your personal car, then you can sell it. we already wrote in our last issue.

On the Runet, there are many free bulletin boards where ads for sale are posted without leaving home.

The main thing in this method is to do more quality photos items you plan to sell. After all, no one needs a cat in a poke.

Note!

Of the two ads, the buyer will always choose the one with the photo, even if its price is a little more expensive.

You can sell used equipment, clothes, shoes, crafts and anything you like.

Selling over the Internet is not the only way to get rid of unnecessary things for a fee. You can also take them to a flea market, arrange a garage sale, or use the services of thrift stores.

If there is no desire to part with things forever, you can always pawn them in a pawnshop and get a loan.

The attractiveness of this method is in the speed of its implementation. There they will not check the certificate of income, find out for what purposes they needed it.

But the disadvantage is that everything is not taken to pawnshops. Preferably jewelry, household or office equipment.

Note!

It is almost impossible to hand over clothes or shoes to a pawnshop, they are considered slow-moving goods and are not in demand.

The appraisal of the value of the thing is also not encouraging, the pawnshop will not offer the real price for the thing. They will carefully calculate the wear and tear and even lower the price for a piece of jewelry with a tag.

For the redemption of goods from the pawnshop, a certain period is set, after which the thing is put up for sale.

If the pledged item is needed and you want to return it over time, but you can’t do it on time, you can only pay interest on the loan and extend the term of the pledge.

It is important to be able to assess your chances, regular trips to renew collateral relations in a pawnshop will lead to the fact that a person will not earn, but, on the contrary, will only spend money.

Council number 3. Create something that can be sold

The issue of selling unnecessary is worth approaching creatively and do something really special.

You can, for example, create a notebook of ten wishes, beautifully design each page and think over unusual texts on each.

Any representative of the weaker sex will be delighted with such a useful and creative hand-made. And, therefore, there will definitely be buyers for this kind of product.

This method is especially good on the eve of International Women's Day or Valentine's Day.

A good way for those who have financially secure friends. But you need to be ready to be rejected and not be offended by them.

Modern people rarely keep money at home, they understand that it is safe and profitable to deposit funds and receive a stable income. Accordingly, few people want to withdraw the deposit ahead of schedule and lose interest just to help out a friend.

Take note!

If friends do not differ in wealth and lend the last money, then it is highly likely that the lender will demand to return the funds to him before specified string.

In order to use this method, you need to prepare a convincing story (or legend) why money was needed so urgently.

No one wants to borrow for unimportant purposes.

In addition, nothing spoils a relationship like untimely repayment of debts. The borrower runs the risk of losing friends forever, and they, as you know, are more valuable than money.

Council number 5. Rent out property

It all depends on the place of residence and the availability of an alternative place of residence.

Here are some suggestions:

1) If there is a dacha outside the city, you can move there for the warm season.

Of course, this will create some inconvenience, but financially, this decision will be immediately justified. After all, housing is rented only on a prepaid basis and often several months in advance.

Do not forget that you can also rent out the cottage itself. If it is located in an ecologically clean place, near a reservoir or forest, there will be many people who want to spend the summer there.

If there is no cottage, the option to rent out the property still remains.

2) You can rent one of the rooms of the apartment.

This, of course, will bring some inconvenience to a measured life, but on the other hand, you can monitor the condition of your property on a daily basis and not think about how carefully the tenants treat it.

3) If the apartment is located in a prestigious area, then you can rent a house on the outskirts, and rent your own.

The difference between the cost of renting apartments in different parts of the city can differ by two or three times, the main thing is to monitor prices well in advance.

Council number 6. Recycling of materials

The first thing that comes to mind is homeless people collecting bottles. This, of course, is also an option, but far from the only one. A couple more tips:

1) You can collect waste paper.

In every apartment there are deposits of old newspapers, magazines, books and other paper products that will never come in handy. As a favor, you can help the neighbors get rid of such rubbish.

People will gladly get rid of rubbish and give it to outsiders, just not to wear it themselves.

2) You can collect plastic, glass, scrap metal, wood, etc.

But you need to store it somewhere, it’s just inconvenient to take a little every day to the reception point.


How to quickly find a job for yourself to urgently complete it and get paid right away - 5 great opportunities

It is a mistake to believe that work is limited to the payment of wages once a month. There are many ways to get paid straightaway after completing the task.

Opportunity 1. Distribute flyers or advertising booklets

The pay for such work is low, but this occupation does not imply the presence of skills and experience.

Salary is issued every day upon completion.

Good oratory skills will be a plus, if a person knows how to interest passers-by and talk beautifully about the advertised product - such an activity will take a few hours.

But the lack of a well-delivered speech will not be a hindrance, flyers can be handed out silently. It will take a little longer, but will not affect the payment.

Opportunity 2. Cleaning

Organizations that provide cleaning services charge a lot for their services.

Full cleaning of the apartment is paid well. Therefore, having worked hard for a quality day, you can earn from several hundred before several thousand rubles. It all depends on the amount of work.

And if the owners really like the quality, it is possible that they will invite a person on an ongoing basis or recommend their services to friends, which will provide a stable income.

Opportunity 3 . Furniture assembly

The case at first glance is complicated, without experience it is impossible to do it yourself. But furniture assemblers very often need helpers.

Such work, in addition to daily income, is also good for useful skills.

After working as an assistant for some time, a person will learn the intricacies of assembling furniture and over time will be able to provide this kind of service himself.

You can also work as a helper at a construction site. The work is hard, but in demand.

Possibility 4. Care

It is a mistake to think that you can only care for the elderly.

Leaving for vacation, many people need to find someone who will take care of house plants, pets, aquarium fish.

Doing this is easy and profitable.

Possibility 5. Speculation

In simple words, buying with the aim of selling at a higher price. Anything that is in demand can be resold.

For those who are able to wake up at dawn and own a vehicle, grocery shopping in the village and reselling them in the city.

Residents of megacities are very fond of buying homemade milk, eggs and other products, but they are too lazy to travel to buy them.

This job will take hours. 5-6 in a day. If you work hard every day, soon all products will be bought up only by regular customers.

You can resell household, office equipment or cars. Truth no investment here, for the first purchases of goods, money will definitely be needed.

Tip #8. Make money on the Internet

2.1. Benefits of microloans

Let's look at the main pros and nuances of the microfinance system:

  1. Processing speed. No need to wait several days for approval by different specialists. Funds are issued almost instantly, usually within an hour from the moment of application.
  2. Enough passport. micro loan company does not require proof of income or other documents. It is enough to provide a single document - a passport.
  3. No hidden fees. All refundable amounts are specified in the contract. Payments are divided in equal parts for the period of crediting. At the time of registration, the borrower clearly understands how much he needs to pay monthly to fully repay the loan.
  4. Availability. There are a lot of points of issue in any city, there is no need to go from one end of the settlement to the other.
  5. Confidentiality. The borrower does not ask for what purposes the money is required. It does not matter. Besides no guarantor required, which means that no outsider will be privy to the history of lending. The loan will be known only to those persons whom the borrower considers it necessary to personally inform.
  6. Possibility to receive online. Some companies offer microcredit without the presence of a client in the office. The application is submitted online and is also considered, and funds are received to a bank card. Repayment of a loan in this way is also possible; you can transfer funds from a bank card while sitting at your computer at home. Read about the features and stages of obtaining in a separate article of our magazine.

There are a lot of microloan companies. Your task is to choose an option with favorable conditions, spending a little time analyzing the microcredit market.

Moneyman — The company provides full customer service online. After registering on the site and filling out the application, the decision will be ready in 15-20 minutes. Loan conditions: The amount of the first loan is up to 10 thousand rubles, in the future up to 70 thousand rubles. The percentage per day is 1.85. Money is transferred at the request of the client to a card or account.

Credit24 - the company provides microcredits within 10-15 minutes. Simply fill out an application on the site. Early repayment or extension of the loan is allowed. Conditions: amount up to 30 thousand rubles. Up to 30 days. Credit history is not checked, proof of solvency is not required. The loan is granted on the basis of a passport.

Lime-Zaim - the company provides loans under the following conditions: amount up to 30 thousand rubles. (at the first appeal 9 thousand rubles).

The rate is individual for each client. The average rate per day is 2.16%. Quick decision making, instant loan disbursement.

When making a decision, keep the following in mind:

  1. The interest on this loan will be above than for a regular bank loan.
  2. Large penalties for late payment. Payments must be made on time, and even better a few days before it ends. On the last day, the payment may not go through for any technical reasons and the payment of a penalty fee will be inevitable.
  3. If it is not possible to pay the full monthly amount, interest must be paid. In this case, the body of the debt will not decrease, but the penalty will not be charged.
  4. If you apply online, you must go through the registration process. This means that you will have to enter your personal data. Internet fraud is now gaining momentum every day, so there is always a risk that personal data may fall into dishonest hands. Before applying for a microloan, it is better to spend a few minutes to verify the borrower's credibility: call the specified number, google the address and find out if this microfinance organization (MFI) is really located in the specified location.
  5. If credit funds are transferred to a bank card and not issued at the cash desk, the bank has three banking days to process the payment. And if the transaction is delayed, then for the use of the loan, interest will begin to accrue before the funds are actually received.
  6. Don't take on more than you need. The “extra” money will be quickly spent, but you still have to give it back, besides with interest.


14 ways where to get (get) money quickly and legally

3. Where to get money for free and for free - 14 proven ways 💰

It is of course possible to earn money without making any effort and without having certain abilities:

  • Can buy tarot cards, open chakras and start predicting a bright future for others;
  • You can become surrogate mother and carry the child to strangers;
  • Winning the lottery or gambling will be able to replenish the budget immediately and possibly without tax deductions to the state.

But all these ways illegal, and their use can lead to places not so remote.

Consider only those that really help fast and legal get money.

So let's get to them!

Method number 1. Donation

The method is suitable for physically healthy people.

This method can only be called gratuitous, because the donor always gives his material in return for money. But special efforts and time are not needed for its application, with the exception of organ donation. But, firstly, bodies sell in our country forbidden, and this article discusses only legitimate ways to make a profit. BUT Secondly, this is a very lengthy procedure, it can take several years from the delivery of the first tests until the selection of a suitable candidate.

But It will be possible to donate blood or plasma in a couple of hours. But looking for a clinic where they buy expensive blood will also take time. Very often, such procedures are generally free or the cost is so low that it does not even make sense to spend money on travel to the transfusion station.

Important!

We must not forget that you can’t donate blood more than once a month, this harmful to the body.

You can sell your hair. But only those that grow on the head. Sale of vegetation from other parts of the body is not in demand.

Long, strong, healthy and most importantly undyed hair will be bought for a decent amount. Different salons offer different prices for hair. If you have time, it is better to monitor the cost in different places and choose the most expensive one.

The disadvantage of this method is that you can apply it every few years and then wait for the hair to grow back.

The most expensive method is sperm donation. IVF centers are expensive to buy male seminal fluid. Women's eggs are also in demand, but for obvious reasons, they are not as easy to donate as sperm.

When choosing this method, you need to understand that the biomaterial is taken not just like that, but for reproduction.

Method number 2. Experiments

For conducting scientific or medical testing on the human body, they pay large, and sometimes even very large sums. But before starting this procedure, each person signs a document stating that has no claims for its consequences.

Note!

Often, the restoration of normal life is more expensive than the amount that was earned in this way.

Method number 3. Become a sitter

With this idea, you need to go to an art salon and offer them your beautiful body. A good way for those whom nature has endowed perfect figure. But if you can’t keep fit without a gym, then the money you earn will only be enough to pay for sports activities.

Method number 4. Ask for free money

Relatives, friends or just acquaintances can give a small amount of money not in debt, but simply free of charge.

It is very important to be able to ask correctly and tell why money is needed so urgently. It is clear that no one will give anything to buy another handbag or pay for a game of tanks for nothing.

People around willingly share money for treatment and all sorts of romantic things. But don't lie about health, this is unethical and vile. But amorous affairs are always appropriate to drag. Many, not even as a favor, but with pleasure, will sponsor the implementation of unusual romantic ideas a little.

It is also worth mentioning the collection of funds through crowdfunding platforms. we wrote in one of our issues.

Method number 5. Tighten your memory

There were not always financial difficulties. Perhaps in the past there are "forgetful" debtors and it's time for them to remind themselves.

Method number 6. ask the state

And it's not a joke. The main value of the state is people. Many programs have been developed to help the poor. Let's consider the most important:

  • The Federal Service for Labor and Employment guarantees help in finding a job. At the same time, the time of such searches is paid. Unemployment payments won't make much of a difference, but it's better than nothing at all. This option is not for the lazy. To register, you will have to run for certificates, and then regularly come to the service to check in. After all, their goal is not to provide the unemployed with money, but to help them find a job in their specialty.
  • Subsidies. It would seem what they can have to do with earnings? But if you calculate how much a month is spent on utility bills, perhaps the reason for the ongoing financial crisis will become clear. The subsidies will help reduce housing costs. This means that there will be a little more money in the wallet for other expenses.
  • Development of own business. The state allocates start-up capital for the development of small and medium-sized businesses. It is not enough just to have it in your head, you need to be able to present it correctly. Write, calculate the costs and planned income, the payback period of the project. To receive a government loan for business development, you need to pay taxes legally. If there is a tax debt, the business plan will not even be considered.

Method number 7. Grace period for credit cards

To obtain a bank loan for a short period, it is not necessary to go to the bank every time. One time repayment is enough. If you return the dogs in a disciplined manner within this period, there will be no additional overpayments.

Initially, the credit limit usually does not exceed 10 000 rubles. But stable timely repayment of debt leads to a gradual increase in this limit.

It is useful to know one trick: You can have multiple credit cards.

The scheme is simple: we withdraw funds from the first credit card, use the grace period, and when it ends, we withdraw from the second, extinguish the debt on the first, and so on.

But you need to understand that an error in calculating the end of the grace period for at least one day will destroy the entire scheme. Interest will accrue for late payment and it will not be possible to avoid overpayment.

The most advantageous credit card offers:

Alfa Bank offers several loan options: 1) Visa card "Classic" with a limit of up to 300 thousand rubles. and the period of interest-free use of the card is 100 days. 2) If a large amount of money is needed, a Gemini card is drawn up. On it, you can issue a limit of up to 600 thousand rubles. Basic conditions are standard.

You can apply for the card online. Loan amount up to 350 thousand rubles. Installment free. Issuing and maintaining an account is also free.

Sovcombank offers a new installment credit card "Halva". In the interaction of retail outlets and the bank, the client is provided with an installment plan for the purchase up to 12 months without price increases. Payments are made by Halva card. With this card you can pay for all purchases without a down payment, the main thing is that the store is a partner of the bank.

Tinkoff Bank - Applying for a credit card online. It is enough to register on the site and write an application. To consider the application, a passport and another document are required. The decision to open a credit limit is made within 15 minutes. The card can be obtained at the bank office or it will be delivered to the place of demand (the service is free).

VTB Bank of Moscow offers to get a credit card with a cheerful Russian name "Matryoshka". You can order a card on the website online.

Cashback is offered in the amount of 3% of all card payments. Card limit - 350 thousand rubles.

The first year of service is free of charge, in the next two years it is free of charge for card transactions in the amount of min. 120 thousand rubles in year. Interest free period 50 days.

Method number 8. Ask for help online

Do not confuse this method with fraudulent schemes that are replete with the worldwide web! We are talking about a request, so we immediately discard any untrue compassionate stories about a dying relative.

Best to ask for women's forums, the contingent there is compassionate. The main thing is to think over your request to the smallest detail, to be able to interest the interlocutors, to stand out from the rest.

There are a lot of people on the promoted forums, and even if every third sends 10 rubles each- the amount will be impressive.

This method is also well suited if the money is urgently needed to buy a certain thing. For example, the only sneakers are torn, the baby will be born soon, but there is no crib, nothing to wear, etc.

If you correctly voice your problem on the forum, then a lot of site visitors will gather to help solve it. Surely someone will have extra sneakers of the right size, an unnecessary bed that hasn’t been taken out for a long time, etc.

Method number 9. Find treasure

And it's not a joke. Will help with this metal detector. Of course, it is not worth every person in the pantry, but finding this device is not problematic, there are a lot of offers on RuNet for both sale and rent. And even if there is no money for rent, you can always agree on a temporary exchange for something from your own things.

This is one of the most enjoyable ways to make money: took a metal detector and went through the fields and meadows to breathe fresh air. The device squeaked - the goal was achieved, it remains to dig up the treasure and, according to the legislation of the Russian Federation, give half to the owner of the land in which it was located. But after all, the second half remained, isn't it a freebie?

Method number 10. begging

In Soviet times, begging was a criminal offense, but now the law does not prohibit us from asking our neighbors for help, which means that this is one of the legal ways to earn money. It also needs to be creative.

Of course, you can just stand with an outstretched hand in the passage, but it will not be as effective as picking up a guitar and showing your talent or disguising yourself as a living statue and amusing others.

Method number 11. Participation in a talk show

This way of earning is gaining more and more popularity. A person simply participates in the filming of the program, the cost depends on the role to be played.

Participation in the filming of a TV show as a mass viewer is paid from 150 to 500 rubles.

There are practically no special requirements for extras, it is enough to look decent and listen to the director.

It is much more profitable to play the role of the protagonist, for this work they pay fees from a thousand to several tens of thousands rubles. But it is not easy to get such a role, you will have to go through the casting first.

Method number 12. Marry for convenience

The easiest way to get really rich. Suitable for both women and men. About and get rich from scratch, we have already told in one of our issues.

Along with decent money, you can get a bunch of additional bonuses: status in society, the opportunity to eat well, relax in expensive resorts.

But calling this method the most profitable method of earning money will not work, since it has one significant minus. Announcements about the search for a poor life partner can not be found either in newspapers or on the Internet.

Method number 13. Become a Youtube Star

A successfully filmed and uploaded video will allow you to turn from an ordinary person into a popular and recognizable one.

Even teenagers know that for clicks on ads when watching videos this resource pays money .

CPC depends on the age of the channel, the number of videos posted on it, as well as interested subscribers.

For more information about how much YouTube pays for watching videos, read one of our articles. It has a lot of useful information for those who want to start from scratch.

Method number 14. Take a bank loan

Most of the money is stored in financial institutions, namely banks.

Banks are specifically designed to lend at interest.

Another purpose of the bank- storage of savings at interest, but in the context of this article, it makes no sense to consider it.

Banks give loans for cars, apartments, furniture, recreation, repairs and even for treatment. By the way, in more detail about that, we told in one of our articles.

Benefits bank lending compared to a microfinance organization (MFO) are low interest rate and long term loan. The bank does not distribute money to everyone.

The main criteria for issuing a loan in Russian banks

The borrower must meet the following criteria:

  • Have an official stable income. Confirmed by a certificate of income for the last six months from the place of work. Without this document, the loan will not be issued unambiguously.
  • Having a positive credit history. At the same time, not every individual bank maintains a credit history. All these institutions are united in one register, data on each loan are entered into it. It is indicated whether the debt was repaid on time, whether there were delays, all negative nuances are displayed.
  • Guarantor. This is a person who guarantees to fulfill obligations instead of the borrower if the latter does not pay on time. In the case of a loan for a large amount, the bank may require you to find several guarantors. And this is quite problematic, even relatives do not want to take on the obligation to fulfill other people's obligations.
  • Pledge. It is indicated not in all, but only in loan agreements for large amounts. Both real estate and vehicles can be pledged as collateral. You need to understand that in case of non-payment of the loan, the bank will take the collateral for itself.
  • Insurance. It is important for the bank that the borrower is alive and well until the full fulfillment of obligations. Therefore, often the issuance of a loan is possible only after the execution of an insurance policy. And these are additional costs.

Today, the following banks offer the most favorable loan offers:

AT Sovcombank you can get a loan for various purposes: buying a car and an apartment, for large expenses and urgent needs. Loans are issued with a minimum package of documents to working and retired people up to 85 years old.

Alfa Bank - one of the most reliable and stable credit organizations in the country. Works in the financial market for over 25 years. Provides up to 3 million rubles for any purpose for a period of 1 to 5 years.

VTB Bank of Moscow — a strong and reliable bank. Provides a wide range of different loans. Consumer loans to individuals are provided in the amount of up to 3 million rubles. with an interest rate of 14.9% per annum.

We also wrote about that in a separate article - we advise you to read it.

How to apply for a loan:

  1. Read the contract carefully. Even if a bank employee says that the contract is standard, everyone signs it and no one has any problems. You need to read every line, especially what is written in small print. The borrower must understand the conditions for early repayment, whether there are additional services and how they are charged, late fees, etc.
  2. Choose the best loan program. Each bank has several lending programs. You just need to take a calculator and carefully calculate which one is the most profitable to use.

Remember a simple rule: the easier and faster to get a bank loan, the worse its conditions and the greater the overpayment of interest.

Good advice: It is better to spend a few days on paperwork, but get money on more favorable terms.

Details on where and how are described in our separate article.


Where to borrow money urgently with a bad credit history, if they refuse everywhere - more on that later

4. Where to get money if all banks and microloans refuse - 3 ways out of a situation when money is urgently needed ✅

If friends refused to borrow, your credit history let you down and they didn’t give you a loan, but you couldn’t make money on the Internet, don’t despair. There is always a way out and, as a rule, not one. You just need to look for it well. What to do in case of refusal of lending by financial institutions?

Exit 1. Ask for a loan from a private investor

Private investor is also a lender. Why not contact him? He also does not need income certificates, a passport is enough. But you have to tell why the money is needed and from what income it is planned to return it. Without a convincing story, it’s not even worth contacting private traders, there will definitely be a refusal.

Features of obtaining a loan from a private investor:

  • If there is a deposit- The chances of getting such a loan are high. But there are risks too. We talked about that in a previous post.
  • It is very difficult to check the honesty of an investor. Fraud in this area is rampant. Worth looking for

Okay, go up to a man in a nice Lexus on the street and ask him how much he earns. We can say that you are conducting a survey for a magazine. And he will tell you: Yes, of course, my white salary is 10 thousand dollars, and additionally comes from 20 to 30 thousand every month”. :)

What do you think he will say?

In general, there are three main forbidden topics in our society. I named one, I will name the other two somehow. If you guess yourself, you can write in the comments. In principle, everything is on the surface. It's just a bit awkward to write :)

And today I want to reveal to you the main secret of who the money comes to and who does not. Why do some people have a lot of them, they lift them literally from under their feet, while others live from paycheck to paycheck, counting pennies?

I proceed from the idea that we control what happens in our lives, at best, by 10-20 percent. The rest is controlled by various other forces of our universe. And if you simply set yourself the task of “earning twice as much”, and will make every effort for this, then if you were not given a “green light” THERE, then all your efforts will tend to zero. And vice versa, if “given,” then you will very easily and simply achieve this goal.

So, what does it depend on, “they will give - they will not give”?

In fact, everything is simple.

So, are you ready?

Attention, SECRET!

“Money is given to you exactly as much as your soul can withstand without degrading!”

What does it mean?

I suggest you do a very simple exercise.

Close your eyes and imagine that you are making 10 times more money than you are now. Just imagine.

What are you going to do? What will you spend on?
And the following, no less interesting questions:
Will the attitude towards you on the part of loved ones change? friends? important people?

What will people think of you if you wear expensive clothes, drive an expensive car, go to expensive restaurants?

What will you think about people who earn many times less than you? Will you consider them losers? Will you consider yourself more important and smarter than them? Is there a sense of pride in oneself?

How will you use the power that money gives you? Will you try to “buy” someone or something for yourself?

How will your attitude towards the world change in general?
Will you have to protect your money? How will you protect them?

Will you lend large sums of money to friends, relatives? Will they come to you to borrow?

How would you feel if all of your money was suddenly taken away from you in some way (the bank bursts, the dollar falls, etc.)? Are you afraid of losing them?

The main thing is to be honest with yourself.

Do the exercise right now, looking up from the monitor. And then read on.

Well, how does it feel? Did you see something new?
Is there anything in that state that you fear?

Most people cannot spiritually “handle” a lot of money. They begin to “attach” to earthly pleasures, pride grows and “internal aggression” intensifies. How dare you contradict me, who makes so much money? Who are you all? Here I am…

From the increase in internal aggression, the soul degrades. The fact that we are not given more money, our soul is simply saved. Because “out there” they see more consequences than we do.

What to do to have more money?

We need to learn how to deal with them more easily. If you have money, that's good; if you have a lot of money, that's good too. Little or no money is also good. Accept internally all possible options. Accept the installation that any money is not yours. They belong to the world in which we live. The world can give them to you, it can take them back. They don't belong to you.

Stop internally evaluating and dividing people according to the principle of filling the wallet. “A lot of money - successful, little money - unsuccessful” - this is the thought virus that is launched into our consciousness, and which successfully blocks money channels for us.

And then if you did everything sincerely, the next time you perform the same exercise, you will see an inner calm attitude towards money. Your attitude to people, to yourself, to the world will change. Money just comes and it just goes away.

And much more money will be able to enter your life easily and simply, if you need it, without any consequences for your soul. :)

And again we return to the most painful and urgent topic - the money topic. At all times, people were interested in money, power and maybe a little glory. A person is always interested in what is hard to reach. Money for many people is a hard-to-reach goal. And a lot of people are asking now... how to earn a lot of money? All people want to have a lot of money, because it gives freedom if it comes in the form of a liability, and at the same time takes away freedom if it makes you work hard!

Before answering the question how to make a lot of money, you must first know reasons for their absence. Having learned about the reasons for the lack of money, we will half answer the question of how to make a lot of money. You can get all the answers in the book -. book author Alexander Andreev details why people experience financial difficulties. Here I will tell about them, but not about all!

So, the first and most important reason for the lack of money is psychological. Many people have the wrong attitude towards money, so they don't have it. What I mean? I am sure that many have already guessed that I am talking about false beliefs about money. For example, you think that money is EVIL. Or that big money is BIG PROBLEMS. Or that rich people are THIVES and bad people.

You, as a normal and decent person, do not want to let this into your life. You don't want to attract evil, big problems and become a bad person. So there is a psychological block that blocks your life. There are other false beliefs about money. For example, happiness is not money or money is not the most important thing in life. There is some truth in these arguments, but only a small fraction.

Happiness is not in money the man claims. And if not in them happiness, then in what? In love and family? And how will a person live a full and rich life if he has eternal problems with money? After all, many marriages break up due to endless financial difficulties. A person cannot live a full life without money. So this is a false belief.

Money is not the most important thing in life. I agree with this, but only partly. For me, the most important thing is my personal health and the health of people close to me. Without that, I won't be interested in much. But a person spends 40 hours a week on work. If money is not important, then why does he work? To provide for your family and yourself? Yes, this is the minimum. And what about a good rest, beautiful things? It means that money is not the most important thing in life, but it plays the IMPORTANT ROLE in it. Without them, man would not exist.

So, in order to earn a lot of money, realize that they are something that a person cannot do without.

Another reason for the lack of money is the illiterate handling of them. A person must be able to count money. Many of us cry out in displeasure: “I don’t understand anything, only yesterday I received a salary, but today it’s not there”. Apparently, the person forgot to write down his expenses. Money is constantly slipping through your fingers. There will always be unexpected costs. For example, the TV is broken, or your son's graduation, or ... or ...

Money loves an account, and if you don't keep it, you will always say out loud - "Where did the money go?" or "Why is there no money?".

Another reason for the lack of money is distorted information about them. I will talk about this in another article. Now is the time for you to realize that you have the right to be. Here is the book section for you. Man came here to, but unfortunately, many of us do not understand this. Society imposed its own on them: money is obtained by labor, so that you need to have connections and not have a conscience, being rich is bad, and other heresy.

So we have reached the most important question - In this article I will provide only part of the information, as there will be a continuation. So follow me.

What I will tell you now will not be very pleasant, and all the advice will seem difficult to implement. But if you try your best to use them, then the probability is .

Answer the question: “What do people who earn a lot do?”. I think it's mostly business. Business can be both good and bad. You understand, evil is drug trafficking, fraud and other things that are not necessary for people like you and me. We need honest and good earnings. Because with the evil one, we will soon end up in jail, and again we will be left without money.

So, in order for you to earn a lot of money, you must do business. Business is a business, and that is what you need to do. If you say that you are already working, that is, doing business, then I will tell you - NO, you are not doing business, you are working, and your boss (director) is doing business. He organized his business, he brings value to people, and you do what is included in your duties. You are selling yourself and your time.

Mr. Dmitry Medvedev once said on TV: "If you want money go into business" . Gold words. That's why, business is the first rule of making big money. Another thing is to find what you want to do, what value you want to bring to the market for people, and how to realize your plans. This is a question for another topic, we will return to it later.

The next big money rule is liability. Money must create itself. Therefore, it is desirable that your businesses could function without your participation, or with your partial participation. You need to learn how to create passive streams. While one stream flows without your participation, you have the time and opportunity to create another stream, and then a third. Then your income will grow like a snowball.

All this is well said, you say! But where is it to be found? Personally, I think that this is possible on the Internet (not forex and not a casino). I will talk about this someday, but for now I will continue to tell you about little-known and complex things.

The team is the third rule of big money. Here you need to learn to trust people. Realize that you will never make a lot of money alone. You will only break your back. After all, big money attracts a huge number of people. Powers need to be delegated, and not work on your own. So you yourself will become a slave.

And, of course, value that you can give to people. If there is a unique product and a unique service that a large number of people need, then your task is to get to know about it. People will bring you money for what you offer. The main thing is to start from demand, and not create an offer. Remember, it is demand that creates supply, not vice versa.

The rules seem to be simple, but the implementation is complex. Yes I agree. It is difficult for many to come up with a business, a valuable product or service, create a team and find their client. But for starters, at least you need to think about it. And do not look for the freebies that the Internet offers now. For example, casino, forex, and other ways of instant enrichment.

It’s easy to define a scam, the first is getting rich quick, the second is doing nothing (everything will be done by itself), investing money. Regarding the investment of money, this is a moot point, since any business requires an investment not only of money, but also of effort, time and nerves.

We continue to study the course "Magic of money". You will learn how to get a lot of money. You will discover a rare technique used by the richest people on the planet!

So, we come to the main principle of our practical abundance!

What do you need to do to get a lot of money?

After we have accustomed ourselves to the right attitude towards money with the help of various aspects of money magic, we have learned the main principles of prosperity, and also eliminated various blockages that prevent us from receiving large sums of money, we can proceed to direct magical work.

This method allows you to quickly and confidently receive the desired amount of money.

Researches show…

During the experiment, one group of student volunteers was engaged in manual counting of strips of paper, and the other - bills of 100 dollars.

After that, the participants were asked to dip their hands into hot water and keep them there for as long as possible. The pain endurance of students who counted dollars was higher.

Scientists from the University of Minnesota emphasize that manually counting money increases a person's self-esteem. At the same time, the content of endorphin, a powerful natural anabolic, increases in the body.

American scientists from the Woodrow Wilson School of Public and International Affairs at Princeton University found out how much money a person needs to be happy.

It turned out that in order to be easier to relate to life's troubles, you need to earn 75 thousand dollars a year. Scientists say that we are talking, in this case, about the state of general satisfaction with one's life, and not about a specific emotional upsurge and mood that changes during the day.

The main method of how to get a lot of money!

It is time to remember the first step that we have already taken. So:

  • we have calculated how much money we need for a satisfactory life;
  • we know exactly what we will spend them on;
  • we also multiplied this amount by ten.

For example, it turned out 100,000,000 rubles. Now we will work to attract this amount of money into our lives.

The more you order from the space bank¹, the more you get. This is the law of this bank. But often they give ten times less than you ask. This has already been verified by many people. So we order ten times more money than we need.

Practice this technique every day, morning and evening, and you will soon change how money starts coming into your life.

The more energy and time you invest in this exercise, the faster you will get this money or ideas to get it.

The most favorable time for exercise is in the morning, immediately after waking up, and in the evening, just before bedtime.

So, how to get a lot of money?

During the exercise, your eyes should be closed, and the muscles of the whole body should be as relaxed as possible. It is advisable to perform the exercise in a well-ventilated area.

1. It is important to establish a connection with the cosmic energy of prosperity. To do this, imagine that the breath goes through the crown of the head, and mentally pronounce the prosperity formula: “OM-SHRING-NA-MA”.

2. Imagine that during inhalation, a green beam of dazzling monetary energy flows into the crown. This energy is saturated with the smell of fresh banknotes. During exhalation, the energy of money fills the entire body. You need to be filled with this green energy of prosperity.

3. Breathe in this way for 5-10 minutes, and feel a significant influx of cosmic energy of prosperity and the smell of money in your body.

4. Then imagine in your imagination that you have the amount of money you need, multiplied by ten. Imagine money as brightly as possible, and in the largest denominations, and even better in sealed bundles of money (first find out how much is in these bundles).

5. Take this money in your imaginary hands, feel the sensations of the hands from touching the imaginary money. Feel the smell of money, feel the presence of money as brightly as possible.

6. Thank the Universe for the fact that she has already given this money, and you can fulfill all your desires on them. Thank her for the fact that now your opportunities have increased significantly.

7. Start mentally, with the help of imaginary hands, to count these bills (you can open packs or packs). Count them: one thousand, two thousand, ten thousand, one million, etc.

8. Imagine hands sorting through banknotes and wads of money. Feel the possession of them. The more vivid the sensations, the faster these images materialize in real life.

9. You need to complete the process with a 10-minute repetition of the mantra² “OM-SHRING-NA-MA”.

Now you know how to get a lot of money! Practice this technique every day, morning and evening, and you will soon change how money starts coming into your life.

Notes and feature articles for a deeper understanding of the material

² Mantra is a sacred text in Hinduism, Buddhism and Jainism, usually requiring the exact reproduction of the sounds that make it up (