Fgos spo 38.02 07 banking. Area of ​​professional activity

Qualification: banking specialist

Characteristics of the professional activity of graduates:

1. Area of ​​professional activity:

  • implementation, accounting and control of banking operations to attract and place funds;
  • provision of banking services to clients in organizations of the credit system.

2. The objects of professional activity of graduates are:

  • cash and non-cash funds;
  • obligations and requirements of the bank;
  • information about the financial condition of customers;
  • reporting documentation of credit institutions;
  • documents for the execution of banking operations.

3. A banking specialist (basic training) is preparing for the following activities:

  • conducting settlement operations;
  • implementation of credit operations;
  • performance of work in one or more professions of workers, positions of employees;

Final certification of students - defense of the final qualification work.

Diploma
After graduating from the program of secondary vocational education and defending the final qualifying work, graduates receive a diploma of secondary vocational education state sample of the Russian Federation.

Terms of study:
on the basis of basic general education (9 grades) - 2 years 11 months;
on the basis of secondary general education (11 classes) - 1 year 11 months.

Entrance tests:

  • NO/ USE results are not required

Cost of education: 12,000 rubles per year (payment in stages).

List of internship places for students of the College of the Academy of Sciences of VET "MANO":




* Practice is carried out in organizations whose activities correspond to the profile of training students.

Employment Opportunities:

Banking specialists with secondary vocational education are in demand in banks and credit organizations as specialists in cash settlement services, specialists in the operations department, credit department, plastic card department, investment department, securities department, economic analysis and reporting department, specialists in the planning department of various enterprises, department of investment design. Banking specialists conduct and document the main types of banking operations, advise bank customers on services, forms of interaction, work with deposits and cash. Specialists understand the obligations and requirements of the bank, documents for the execution of banking operations and reporting documentation of credit institutions.​

Benefits of studying at the College of AS VET "MANO"

1. College graduates have the opportunity to enter the Federal State Educational Budgetary Institution of Higher Education "Financial University under the Government of the Russian Federation" (Financial University) in the following areas:

  • Finance and credit;
  • Accounting, analysis and audit;
  • Management;
  • State and municipal administration;

2. Training without separation from the place of residence and from the work process;

3. Saving time and money for training;

4. Individual schedule of the educational process;

5. Distance learning using a personal account;

6. Opportunity to study simultaneously in two or more specialties;

7. Document on education: a state-recognized diploma of secondary vocational education with the qualification "Banking Specialist".

The list of required documents for admission to the College (The algorithm for enrolling in the College is presented in the section "Applicants"):

  1. passport (1 page and registration);
  2. statement;
  3. personal card;
  4. SNILS;
  5. document on education (document confirming the change of surname);
  6. an agreement on education for training in educational programs of secondary vocational education;
  7. an agreement on education for training in basic software programs;
  8. Receipt of payment;
  9. consent to the processing of personal data.

Documents are accepted monthly!​

In accordance with subparagraph 5.2.41 of the Regulations on the Ministry of Education and Science of the Russian Federation, approved by Decree of the Government of the Russian Federation of June 3, 2013 No. 466 (Collected Legislation of the Russian Federation, 2013, No. 23, Art. 2923; No. 33, Art. 4386 ; No. 37, article 4702; 2014, No. 2, article 126; No. 6, article 582; No. 27, article 3776), paragraph 17 of the Rules for the development, approval of federal state educational standards and amendments to them, approved by the resolution of the Government of the Russian Federation of August 5, 2013 No. 661 (Collected Legislation of the Russian Federation, 2013, No. 33, Art. 4377), I order:

Table 1

** Educational organizations that train mid-level specialists on the basis of basic general education implement the federal state educational standard of secondary general education within the limits of the SPSSZ, including taking into account the received specialty of secondary vocational education.

3.3. The terms for receiving the SVE for the advanced training SSSP are one year longer than the time for receiving the SVE for the basic training SSSP.

The deadlines for obtaining the SPO for the SSSP of in-depth training in full-time education and the qualifications awarded are given in.

table 2

______________________________

* Regardless of the applied educational technologies.

** Educational organizations that train middle-level specialists on the basis of basic general education implement the federal state educational standard of secondary general education within the limits of the PSSSZ, including taking into account the received specialty of secondary vocational education.

The terms for obtaining SVE for basic and advanced training in the SSSP, regardless of the educational technologies used, are increasing:

a) for students in part-time and part-time forms of education:

on the basis of secondary general education - no more than 1 year;

on the basis of basic general education - no more than 1.5 years;

b) for the disabled and persons with disabilities - no more than 10 months.

IV. Characteristics of the professional activity of graduates

4.1. The field of professional activity of graduates: the implementation, accounting and control of banking operations to attract and place funds, the provision of banking services to customers in organizations of the credit system.

4.2. The objects of professional activity of graduates are:

cash and non-cash funds;

obligations and requirements of the bank;

information about the financial condition of customers;

reporting documentation of credit institutions;

documents for the execution of banking operations.

4.3. A banking specialist (basic training) prepares for the following activities:

4.3.1. Conducting settlement transactions.

4.3.2. Implementation of credit transactions.

4.3.3. Performance of work in one or more professions of workers, positions of employees (to this GEF SPO).

4.4. A banking specialist (advanced training) is preparing for the following activities:

4.4.1. Conducting settlement transactions.

4.4.2. Implementation of credit transactions.

4.4.3. Execution of operations with securities.

4.4.4. Carrying out operations related to the performance of the main functions by institutions of the Bank of Russia.

4.4.5. Execution of intrabank operations.

4.4.6. Performance of work in one or more professions of workers, positions of employees (to this GEF SPO).

V. Requirements for the results of mastering the training program for mid-level specialists

5.1. A banking specialist (basic training) should have general competencies, including the ability to:

OK 2. Organize their own activities, choose standard methods and methods for performing professional tasks, evaluate their effectiveness and quality.

OK 3. Make decisions in standard and non-standard situations and be responsible for them.

OK 4. Search and use the information necessary for the effective implementation of professional tasks, professional and personal development.

OK 5. Use information and communication technologies in professional activities.

OK 6. Work in a team and team, communicate effectively with colleagues, management, consumers.

OK 7. Take responsibility for the work of team members (subordinates), the result of completing tasks.

OK 9. Navigate in conditions of frequent change of technologies in professional activity.

OK 11. Know the safety rules, be responsible for organizing measures to ensure labor safety.

5.2. A banking specialist (basic training) must have professional competencies corresponding to the types of activities:

5.2.1. Conducting settlement transactions.

5.2.2. Implementation of credit transactions.

5.2.3. Performance of work in one or more professions of workers, positions of employees.

5.3. A banking specialist (advanced training) should have general competencies, including the ability to:

OK 1. Understand the essence and social significance of your future profession, show a steady interest in it.

OK 2. Organize their own activities, determine the methods and ways of performing professional tasks, evaluate their effectiveness and quality.

OK 3. Solve problems, assess risks and make decisions in non-standard situations.

OK 4. Search, analyze and evaluate the information necessary for setting and solving professional problems, professional and personal development.

OK 5. Use information and communication technologies to improve professional activities.

OK 6. Work in a team and team, ensure its cohesion, communicate effectively with colleagues, management, consumers.

OK 7. Set goals, motivate the activities of subordinates, organize and control their work with the assumption of responsibility for the result of the tasks.

OK 8. Independently determine the tasks of professional and personal development, engage in self-education, consciously plan advanced training.

OK 9. Be prepared to change technologies in professional activities.

OK 10. Develop a culture of interpersonal communication, interaction between people, establish psychological contacts, taking into account intercultural and ethnic differences.

OK 11. Be responsible for organizing events and using means to prevent exposure to harmful factors in the labor process, for safety.

5.4. A banking specialist (advanced training) must have professional competencies corresponding to the types of activities:

5.4.1. Conducting settlement transactions.

PC 1.1. Provide cash and settlement services to customers.

PC 1.2. Make non-cash payments using various forms of payment in national and foreign currencies.

PC 1.3. To carry out settlement service of accounts of budgets of various levels.

PC 1.4. Carry out interbank payments.

PC 1.5. Carry out international settlements for export-import transactions.

PC 1.6. Serve settlement transactions using various types of payment cards.

5.4.2. Implementation of credit transactions.

PC 2.1. Assess the creditworthiness of clients.

PC 2.2. Execute and process loans.

PC 2.3. Follow up on loans issued.

PC 2.4. Carry out operations in the market of interbank loans.

PC 2.5. Form and regulate reserves for possible losses on loans.

5.4.3. Execution of operations with securities.

PC 3.1. Carry out passive transactions with stocks, bonds, savings and deposit certificates.

PC 3.2. Carry out active transactions with shares and debt obligations.

PC 3.3. Carry out transactions with bills of exchange.

PC 3.4. Carry out intermediary transactions with securities.

5.4.4. Carrying out operations related to the performance of the main functions by institutions of the Bank of Russia.

PC 4.1. Perform and execute issuance and cash transactions.

PC 4.2. Make and execute interbank settlements through the settlement network of the Bank of Russia.

PC 4.3. Carry out and execute operations on refinancing of credit institutions.

PC 4.4. Perform and process deposit transactions with credit institutions.

PC 4.5. To exercise control over the fulfillment by credit institutions of the reserve requirements of the Bank of Russia.

5.4.5. Execution of intrabank operations.

PC 5.1. Keep records of the property of credit institutions.

PC 5.2. Carry out operations to record income, expenses and results of activities.

PC 5.3. Carry out operations to pay taxes, the payers of which are credit institutions.

PC 5.4. Carry out operations to withhold and pay personal income tax.

PC 5.5. Compile financial statements.

5.4.6. Performance of work in one or more professions of workers, positions of employees.

VI. Requirements for the structure of the training program for mid-level specialists

6.1. The HSSP provides for the study of the following training cycles:

general humanitarian and socio-economic;

mathematical and general natural sciences;

professional;

and sections:

educational practice;

industrial practice (according to the profile of the specialty);

industrial practice (undergraduate);

intermediate certification;

state final certification.

6.2. The obligatory part of the HSSP for training cycles should be about 70 percent of the total amount of time allotted for their development. The variable part (about 30 percent) makes it possible to expand and (or) deepen the training, determined by the content of the mandatory part, to obtain additional competencies, skills and knowledge necessary to ensure the competitiveness of the graduate in accordance with the demands of the regional labor market and opportunities for continuing education. Disciplines, interdisciplinary courses and professional modules of the variable part are determined by the educational organization.

The general humanitarian and socio-economic, mathematical and general natural science training cycles consist of disciplines.

The professional training cycle consists of general professional disciplines and professional modules in accordance with the types of activities. The professional module includes one or more interdisciplinary courses. When students master professional modules, educational and (or) work practice (according to the specialty profile) is carried out.

6.3. The obligatory part of the general humanitarian and socio-economic educational cycle of the PPSSZ basic training should include the study of the following compulsory disciplines: "Fundamentals of Philosophy", "History", "Foreign Language", "Physical Education"; in-depth training - "Fundamentals of Philosophy", "History", "Psychology of Communication", "Foreign Language", "Physical Culture".

An obligatory part of the professional training cycle of the PSSSP, both basic and advanced training, should include the study of the discipline "Life Safety". The volume of hours for the discipline "Life Safety" is 68 hours, of which 48 hours for mastering the basics of military service.

6.4. When determining the structure of the SSSP and the complexity of its development, an educational organization can use a system of credits, while one credit corresponds to 36 academic hours.

Table 3

The structure of the training program for mid-level specialists of basic training

Index
2214 1476
OGSE.00 498 332
48 OGSE.01. Fundamentals of Philosophy
48 OGSE.02. Story
118 OGSE.03. Foreign language , , ,
be able to: use physical culture and health-improving activities to improve health, achieve life and professional goals; know: the role of physical culture in the general cultural, professional and social development of a person; basics of a healthy lifestyle. 236 118 OGSE.04. Physical Culture , , , ,
EH.00 210 140
, , , , ,
be able to: perform calculations related to the calculation of simple and compound interest; adjust financial and economic indicators taking into account inflation; calculate the amount of payments for various methods of debt repayment; calculate the parameters of financial rent; make calculations related to the conduct of foreign exchange transactions; know: types of interest rates and methods of calculating interest; interest rate equivalence formulas; methods for calculating accrued amounts in terms of inflation; types of payment flows and their main parameters; methods for calculating payments for debt repayment; indicators of profitability of securities; basics of currency calculations; ,
be able to: use information resources to search and store information; process text and tabular information; use business graphics and multimedia information; create presentations; apply anti-virus information protection tools; read (interpret) the interface of specialized software, find contextual help, work with documentation; apply specialized software for collecting, storing and processing banking information in accordance with the studied professional modules; use automated office systems; apply methods and means of protecting banking information; know: the main methods and means of processing, storing, transmitting and accumulating information; main components of computer networks, principles of packet data transfer, organization of interconnection; purpose and principles of using system and application software; information search technology in the information and telecommunications network "Internet" (hereinafter referred to as the Internet); principles of protection of information from unauthorized access; legal aspects of the use of information technologies and software; basic concepts of automated information processing; areas of banking automation; purpose, principles of organization and operation of banking information systems; main threats and methods of ensuring information security. , , ,
P.00 1506 1004
OP.00 702 468
As a result of studying the mandatory part of the educational cycle, a student in general professional disciplines should: be able to: determine the organizational and legal forms of organizations; plan the activities of the organization; determine the composition of the material, labor and financial resources of the organization; fill in the primary documents on the economic activity of the organization; calculate, according to the accepted methodology, the main technical and economic indicators of the organization's activities; find and use the necessary economic information; know: the essence of the organization as the main link in the economy of industries; basic principles of building the economic system of the organization; management of fixed and working capital and evaluation of the effectiveness of their use, organization of production and technological processes; the composition of the material, labor and financial resources of the organization, indicators of their effective use; ways to save resources, energy-saving technologies; pricing mechanisms, forms of remuneration; the main technical and economic indicators of the organization's activities and the methodology for their calculation; , , , , ,
be able to: collect and record statistical information; carry out primary processing and control of observation materials; perform calculations of statistical indicators and formulate the main conclusions; carry out a comprehensive analysis of the studied socio-economic phenomena and processes, including the use of computer technology; know: the subject, method and tasks of statistics; general foundations of statistical science; principles of organization of state statistics; current trends in the development of statistical accounting; the main ways of collecting, processing, analyzing and visualizing information; main forms and types of current statistical reporting; technique for calculating statistical indicators characterizing socio-economic phenomena; OP.02. Statistics , , , , ,
be able to: operate with the basic concepts and categories of management; plan and organize the work of the department; design organizational management structures; apply in professional activities the techniques and methods of effective business communication; make effective decisions using a system of management methods; know: the essence and characteristic features of modern management, the history of its development; factors of the external and internal environment of the organization; main types of organizational structures, principles and rules for their design; the process of making and implementing managerial decisions; functions of management in a market economy: organization, planning, motivation and control of the activities of an economic entity; system of management methods; types of managerial decisions and methods of their adoption; management styles; essence and main types of communications; features of the organization of management in banking institutions; OP.03. Management , , ,
, , ,
be able to: use the necessary legal documents; protect their rights in accordance with civil, civil procedural and labor legislation; know: the main provisions of the Constitution of the Russian Federation; human and civil rights and freedoms, mechanisms for their implementation; the concept of legal regulation in the field of professional activity; legal status of business entities; organizational and legal forms of legal entities; Labor law of the Russian Federation; the procedure for concluding an employment contract and the grounds for its termination; wage rules; the role of state regulation in ensuring employment of the population; the concept of disciplinary and material liability of an employee; types of administrative offenses and administrative responsibility; the right of citizens to social protection; norms for the protection of violated rights and the judicial procedure for resolving disputes; rights and obligations of employees in the field of professional activity; legislative acts and other normative legal acts regulating legal relations in professional activities; , , , , , ,
be able to: operate with credit and financial concepts and categories, navigate the schemes of construction and interaction of various segments of the financial market; calculate monetary aggregates and analyze indicators related to monetary circulation; analyze the structure of the state budget, sources of financing the budget deficit; make a comparative description of various securities in terms of profitability and risk; know: the essence of finance, their functions and role in the economy; principles of financial policy and financial control; the structure of the financial system, the principles of functioning of the budgetary system and the foundations of the budgetary device; the laws of monetary circulation, the essence, types and functions of money; main types and elements of monetary systems, types of monetary reforms; functions, forms and types of credit; the structure of the credit and banking systems, the functions of banks and the classification of banking operations; goals, types and instruments of monetary policy; types and classifications of securities, features of the functioning of the primary and secondary securities markets; nature of activities and functions of professional participants in the securities market; features and distinctive features of the development of credit and monetary circulation in Russia at the main stages of the formation of its economic system; , , , ,
OP.07. Accounting , , , , ,
, , , , ,
,
be able to: operate with the main categories and concepts of economic theory; use sources of economic information, distinguish between the main teachings, schools, concepts and directions of economic science; build graphs, diagrams, analyze the mechanisms of interaction of various factors based on economic models; analyze the statistical tables of the system of national accounts, determine the functional relationship between the statistical indicators of the state of the economy; recognize economic interrelations, evaluate economic processes and phenomena, apply tools for macroeconomic analysis of topical problems of the modern economy; identify problems of an economic nature in the analysis of specific situations, propose ways to solve them, taking into account the action of economic laws at the micro and macro levels; know: the genesis of economic science, the subject, method, functions and tools of economic theory; resources and factors of production, types and phases of reproduction, the role of economic needs in the activation of production activities, types of economic systems, forms of ownership; market mechanisms of supply and demand at the micro level, the role of competition in the economy, the essence and forms of monopolies, the theory of consumer behavior, the peculiarities of the functioning of markets for production resources; the role and functions of the state in a market economy, ways to measure the results of economic activity, macroeconomic indicators of the state of the economy, basic macroeconomic general equilibrium models, dynamic models of economic growth, phases of economic cycles; tasks and methods of implementing the macroeconomic policy of the state, mechanisms for the interaction of instruments of monetary and fiscal policy, directions of social policy and methods of state regulation of income; regularities and models of the functioning of an open economy, the relationship between national economies and the world economy; , , ,
68 OP.11. Life safety ,
PM.00 Professional modules 804 536
PM.01 Conducting settlement operations As a result of studying the professional module, the student must: have practical experience in: conducting settlement operations; be able to: draw up bank account agreements with clients; check the correctness and completeness of registration of settlement documents; open and close personal accounts in the currency of the Russian Federation and foreign currency; identify the possibility of paying for settlement documents based on the state of the client's current account, maintain a file of unpaid settlement documents; draw up statements from personal accounts of clients; calculate and collect remuneration for settlement services; check that customers comply with the procedure for working with cash; calculate the forecast of cash turnover; draw up a calendar of cash disbursement; calculate the minimum balance of cash on hand; set a limit on cash balances at the cash desks of clients, conduct checks on compliance with cash discipline by clients; execute and execute settlements by payment orders, letters of credit in the payer's bank and in the supplier's bank, payment requests in the supplier's bank and in the payer's bank, collection orders, checks; reflect in the accounting operations on settlement accounts of customers; execute and execute operations to return amounts incorrectly credited to customer accounts; formalize the opening of accounts for the accounting of income and funds from budgets of all levels; draw up and reflect in the accounting operations for crediting funds to the accounts of budgets of various levels; formalize and record the return to taxpayers of the amounts of erroneously transferred taxes and other payments; execute and process operations on a correspondent account opened with a cash settlement center of the Bank of Russia; make settlements between credit institutions through LORO and NOSTRO accounts; control and reconcile settlements on correspondent accounts; to carry out and execute settlements of the bank with its branches; keep records of settlement documents not paid on time due to lack of funds in the correspondent account; reflect interbank settlements in accounting; carry out and record settlements on export-import operations by bank transfers, in the manner of documentary collection and documentary letter of credit; conduct conversion operations on customer accounts; calculate and collect remuneration for international settlements and conversion operations; exercise control over the repatriation of foreign exchange earnings; advise clients on opening bank accounts, settlement transactions, transactions using various types of payment cards; issue payment cards to customers; draw up and record settlement and cash transactions when using payment cards in the currency of the Russian Federation and foreign currency; use specialized software for customer settlement services, interbank settlements and operations with payment cards; know: normative legal documents regulating the organization of non-cash payments, the organization of servicing the accounts of the budgets of the budget system of the Russian Federation, transactions using payment cards, operations for international payments related to the export and import of goods and services; norms of international law that determine the rules for international settlements; the content and procedure for the formation of legal cases of clients; the procedure for opening and closing personal accounts of clients in the currency of the Russian Federation and foreign currency; rules for making transactions on current accounts, the order in which funds are debited; the procedure for issuing, submitting, revoking and returning settlement documents; procedure for planning cash transactions; the procedure for limiting cash balances at the cash desks of customers and for the bank to check compliance with cash discipline by customers; forms of settlements and technologies for performing settlement operations; the content and procedure for filling out settlement documents; the order of numbering of personal accounts on which budget funds are accounted; the procedure and features of carrying out operations on the accounts of budgets of various levels; systems of interbank settlements; the procedure for conducting and accounting for settlements on correspondent accounts opened at cash settlement centers of the Bank of Russia; the procedure for conducting and accounting for settlements between credit institutions through LORO and NOSTRO accounts; the procedure for conducting and accounting for settlement transactions between branches within the same credit institution; forms of international payments: letters of credit, collection, transfers, checks; types of payment documents, the procedure for checking their compliance with the conditions and forms of payment; the procedure for conducting and reflecting in the accounting of operations of international settlements using various forms; procedure and accounting for the revaluation of funds in foreign currency; the procedure for calculating the size of open currency positions; the procedure for the authorized bank to perform the functions of a currency control agent; measures aimed at preventing the use of transnational MDK.01.01. Organization of non-cash payments
PM.02 Carrying out lending transactions As a result of studying the professional module, the student should: have practical experience: carrying out lending operations for individuals and legal entities; be able to: advise borrowers on the terms of granting and the procedure for repaying loans; analyze the financial position of the borrower - a legal entity and the feasibility study of the loan; determine the solvency of an individual; check the completeness and authenticity of the borrower's documents for obtaining loans; check the quality and adequacy of the loan repayment security; draw up a conclusion on the possibility of granting a loan; draw up a schedule of payments for the loan and interest, control the timeliness and completeness of receipt of payments; draw up a set of documents for opening accounts and issuing loans of various types; form and conduct credit affairs; draw up acts based on the results of security checks; determine the possibility of providing an interbank loan, taking into account the financial position of the counterparty; determine the sufficiency of ensuring the repayment of an interbank loan; use up-to-date information on rates on ruble and foreign currency interbank loans received via telecommunication channels; draw up and record in the accounting operations for the issuance of loans to individuals and legal entities, the repayment of loans by them; draw up and keep records of collateral for granted loans; formalize and record transactions for the provision and receipt of loans in the interbank loan market; register and record the accrual and collection of interest on loans; monitor the financial situation of the client; assess the quality of debt service and credit risk for loans issued; calculate and record the amount of the formed reserve; calculate and record a provision for a portfolio of homogeneous loans; register and keep records of overdue loans and overdue interest; draw up and keep records of write-offs of overdue loans and overdue interest; use specialized software for lending operations; know: normative legal acts regulating the implementation of credit operations and provision of credit obligations; methods and procedures for granting and repaying various types of loans; ways to ensure the repayment of the loan, types of collateral; requirements imposed by the bank on a potential borrower; composition and content of the main sources of information about the client; methods for assessing the solvency of an individual, credit scoring systems; methods for determining the creditworthiness class of a legal entity; the content of the loan agreement, the procedure for its conclusion, changes in conditions and termination; the composition of the credit case and the procedure for its conduct; methods and procedure for accrual and repayment of interest on loans; the procedure for monitoring the timeliness and completeness of receipt of payments on the loan and accounting for overdue payments; measures taken by the bank in case of violation of the terms of the loan agreement; procedure for registration and accounting of interbank loans; the main conditions for obtaining and repaying loans provided by the Bank of Russia; the procedure for assessing credit risk and determining the amount of the created reserve for the issued loan; the procedure and reflection in the accounting of the formation and regulation of reserves for possible losses on loans; the procedure for and accounting for the write-off of uncollectible loans; typical violations in the implementation of credit transactions. .
PM.03
972 648
3186 2124
UP.00 Educational practice 10 weeks 360 ,
PP.00
RAP.00 Industrial practice (undergraduate) 4 weeks
PA.00 Intermediate certification 3 weeks
GIA.00 State final certification 6 weeks
GIA.01 Preparation of the final qualifying work 4 weeks
GIA.02 Defense of the final qualifying work 2 weeks

Table 4

The term for obtaining the SVE for BSPP basic training in full-time education is 95 weeks, including:

Table 5

The structure of the training program for mid-level specialists of advanced training

Index Name of training cycles, sections, modules, requirements for knowledge, skills, practical experience Total maximum student workload (hour/week) Including hours of mandatory training sessions Index and name of disciplines, interdisciplinary courses (MDC) Codes of generated competencies
Mandatory part of the RPSP training cycles 3564 2376
OGSE.00 General humanitarian and socio-economic study cycle 780 520
As a result of studying the mandatory part of the educational cycle, the student should: be able to: navigate the most common philosophical problems of being, knowledge, values, freedom and the meaning of life as the basis for the formation of a culture of a citizen and a future specialist; know: the main categories and concepts of philosophy; the role of philosophy in human life and society; fundamentals of the philosophical doctrine of being; the essence of the process of cognition; foundations of scientific, philosophical and religious pictures of the world; on the conditions for the formation of personality, freedom and responsibility for the preservation of life, culture, and the environment; about social and ethical problems associated with the development and use of the achievements of science, engineering and technology; 48 OGSE.01. Fundamentals of Philosophy
be able to: navigate the current economic, political and cultural situation in Russia and the world; identify the relationship of domestic, regional, global socio-economic, political and cultural problems; know: the main directions of development of key regions of the world at the turn of the century (XX and XXI centuries); the essence and causes of local, regional, interstate conflicts in the late XX - early XXI centuries; the main processes (integration, multicultural, migration and others) of the political and economic development of the leading states and regions of the world; the appointment of the UN, NATO, EU and other organizations and the main directions of their activities; about the role of science, culture and religion in the preservation and strengthening of national and state traditions; the content and purpose of the most important normative legal and legislative acts of world and regional significance; 48 OGSE.02. Story
be able to: apply techniques and techniques of effective communication in professional activities; use methods of self-regulation of behavior in the process of interpersonal communication; know: the relationship of communication and activity; goals, functions, types and levels of communication; roles and role expectations in communication; types of social interactions; mechanisms of mutual understanding in communication; communication techniques and techniques, rules of listening, conversation, persuasion; ethical principles of communication; sources, causes, types and methods of conflict resolution; 48 OGSE.03. Psychology of communication , , , ,
be able to: communicate (orally and in writing) in a foreign language on professional and everyday topics; translate (with a dictionary) foreign professional texts; independently improve oral and written speech, replenish vocabulary; know: lexical (1200-1400 lexical units) and grammatical minimum required for reading and translating (with a dictionary) foreign professional texts; 188 OGSE.04. Foreign language , , , ,
be able to: use physical culture and health-improving activities to improve health, achieve life and professional goals; know: about the role of physical culture in the general cultural, professional and social development of a person; basics of a healthy lifestyle. 376 188 OGSE.05. Physical Culture , , , ,
EH.00 Mathematical and general natural science curriculum 210 140
As a result of studying the compulsory part of the educational cycle, the student must: be able to: solve systems of linear equations; perform actions on vectors, draw up equations of lines and determine their relative position; calculate the limits of functions; differentiate and integrate functions; to model and solve problems of linear programming; know: basic concepts of linear algebra and analytic geometry; basic concepts and methods of mathematical analysis; types of linear programming problems and their modeling algorithm; EN.01. Elements of higher mathematics , , , , , ,
be able to: perform calculations related to the calculation of simple and compound interest; adjust financial and economic indicators taking into account inflation; calculate the amount of payments for various methods of debt repayment; calculate the parameters of financial rent; make calculations related to the conduct of foreign exchange transactions; know: types of interest rates and methods of calculating interest; interest rate equivalence formulas; methods for calculating accrued amounts in terms of inflation; types of payment flows and their main parameters; methods for calculating payments for debt repayment; performance characteristics of long-term investments; basics of currency calculations; EN.02. financial mathematics , , ,
be able to: use information resources to search and store information; process text and tabular information; use business graphics and multimedia information; create presentations; apply anti-virus information protection tools; read (interpret) the interface of specialized software, find contextual help, work with documentation; apply specialized software for collecting, storing and processing banking information in accordance with the studied professional modules; use automated office systems; apply methods and means of protecting banking information; know: the main methods and means of processing, storing, transmitting and accumulating information; main components of computer networks, principles of packet data transfer, organization of interconnection; purpose and principles of using system and application software; Internet information search technology; principles of protection of information from unauthorized access; legal aspects of the use of information technologies and software; basic concepts of automated information processing; areas of banking automation; purpose, principles of organization and operation of banking information systems; main threats and methods of ensuring information security. EN.03. Information technology in professional activities , , , , , ,
P.00 Professional study cycle 2574 1716
OP.00 General professional disciplines 946 630
As a result of studying the mandatory part of the educational cycle, a student in general professional disciplines should: be able to: determine the organizational and legal forms of organizations; plan the activities of the organization; determine the composition of the material, labor and financial resources of the organization; fill in the primary documents on the economic activity of the organization; calculate, according to the accepted methodology, the main technical and economic indicators of the organization's activities; find and use the necessary economic information; know: the essence of the organization, as the main link in the economy of industries; basic principles of building the economic system of the organization; management of fixed and working capital and evaluation of the effectiveness of their use; organization of production and technological processes; the composition of the material, labor and financial resources of the organization, indicators of their effective use; ways to save resources, energy-saving technologies; pricing mechanisms, forms of remuneration; the main technical and economic indicators of the organization's activities and the methodology for their calculation; OP.01. Organization economics , , , , ,
be able to: collect and record statistical information; carry out primary processing and control of observation materials; perform calculations of statistical indicators and formulate the main conclusions; carry out a comprehensive analysis of the studied socio-economic phenomena and processes, including the use of computer technology; know: the subject, method and tasks of statistics; general foundations of statistical science; principles of organization of state statistics; current trends in the development of statistical accounting; the main ways of collecting, processing, analyzing and visualizing information; main forms and types of current statistical reporting; technique for calculating statistical indicators characterizing socio-economic phenomena; OP.02. Statistics , , , , , , , , , ,
be able to: operate with the basic concepts and categories of management; plan and organize the work of the department; design organizational management structures; apply in professional activities the techniques and methods of effective business communication; make effective decisions using a system of management methods; know: the essence and characteristic features of modern management, the history of its development; factors of the external and internal environment of the organization; main types of organizational structures, principles and rules for their design; the process of making and implementing managerial decisions; functions of management in a market economy: organization, planning, motivation and control of the activities of an economic entity; system of management methods; types of managerial decisions and methods of their adoption; management styles; essence and main types of communications; features of the organization of management in banking institutions; OP.03. Management , , , ,
be able to: draw up documentation in accordance with the regulatory framework, using information technology and office equipment; use unified documentation systems; store, search for documents; use telecommunication technologies in electronic document management; know: the basic concepts of documentation management; main legislative and regulatory acts in the field of documentary support of management; goals, objectives and principles of documentary support of management; management documentation systems; requirements for the preparation and execution of various types of documents; general rules for organizing work with documents; modern information technologies for creating documents and automating workflow; organization of work with electronic documents; types of office equipment and methods of its use in documentary support of management; OP.04. Management Documentation , , , , , , ,
be able to: use the necessary regulatory legal documents; protect their rights in accordance with civil, civil procedural and labor legislation; know: the main provisions of the Constitution of the Russian Federation; human and civil rights and freedoms, mechanisms for their implementation; the concept of legal regulation in the field of professional activity; legal status of business entities; organizational and legal forms of legal entities; Labor law of the Russian Federation; the procedure for concluding an employment contract and the grounds for its termination; wage rules; the role of state regulation in ensuring employment of the population; the concept of disciplinary and material liability of an employee; types of administrative offenses and administrative responsibility; the right of citizens to social protection; norms for the protection of violated rights and the judicial procedure for resolving disputes; rights and obligations of employees in the field of professional activity; legislative acts and other normative legal acts regulating legal relations in the course of professional activity; OP.05. Legal support of professional activity , , , , , , , , ,
be able to: operate with credit and financial concepts and categories, navigate the schemes of construction and interaction of various segments of the financial market; calculate monetary aggregates and analyze indicators related to monetary circulation; analyze the structure of the state budget, sources of financing the budget deficit; make a comparative description of various securities in terms of profitability and risk; know: the essence of finance, their functions and role in the economy; principles of financial policy and financial control; the structure of the financial system, the principles of functioning of the budgetary system and the foundations of the budgetary device; the basics of monetary circulation, the essence, types and functions of money; main types and elements of monetary systems, types of monetary reforms; functions, forms and types of credit; the structure of the credit and banking systems, the functions of banks and the classification of banking operations; goals, types and instruments of monetary policy; types and classifications of securities, features of the functioning of the primary and secondary securities markets; nature of activities and functions of professional participants in the securities market; features and distinctive features of the development of credit and monetary circulation in Russia at the main stages of the formation of its economic system; OP.06. Finance, money circulation and credit , , , , ,
be able to: draw up and process primary accounting documents, fill in accounting registers; reflect on the accounts of the business operations of the organization; draw up financial statements of organizations based on the data of analytical and synthetic accounting; know: tasks, principles and requirements for accounting, accounting objects and their classification; accounting method and its elements; classification, details and procedure for filling out accounting documents, accounting forms, rules for organizing workflow; the structure and classification of accounting accounts, the structure and content of the sections of the chart of accounts of the financial and economic activities of organizations; organization and accounting procedure for business transactions in organizations; the composition of the financial statements, the requirements for it, the procedure for compiling; OP.07. Accounting , , , , , , , ,
be able to: navigate the chart of accounts, group balance sheet accounts by asset and liability; assign numbers to personal accounts; draw up analytical accounting documents and analyze the content of synthetic accounting documents; know: tasks and requirements for accounting in credit institutions; methodological foundations for organizing and maintaining accounting records in credit institutions; principles of construction, structure and content of sections of the chart of accounts for the accounting of credit institutions, the procedure for numbering personal accounts; basic principles of organization of workflow, types of bank documents and requirements for their execution, the procedure for their storage; characteristics of documents of synthetic and analytical accounting; a brief description of the main elements of the accounting policy of the credit institution; functions of accounting departments in credit institutions; OP.08. Organization of accounting in banks , , , , , , , ,
be able to: calculate and analyze the main economic indicators characterizing the activities of the organization; summarize the results of analytical work and prepare appropriate recommendations; use information technology to collect, process, accumulate and analyze information; know: the composition of the accounting, financial and statistical reporting of the organization; basic methods and techniques of economic analysis; methods for analyzing the financial and economic activities of the organization; OP.09. Analysis of financial and economic activities , , ,
be able to: operate with the main categories and concepts of economic theory; use sources of economic information, distinguish between the main teachings, schools, concepts and directions of economic science; build graphs, diagrams, analyze the mechanisms of interaction of various factors based on economic models; analyze the statistical tables of the system of national accounts, determine the functional relationship between the statistical indicators of the state of the economy; recognize economic interrelations, evaluate economic processes and phenomena, apply tools for macroeconomic analysis of topical problems of the modern economy; identify problems of an economic nature in the analysis of specific situations, propose ways to solve them, taking into account the action of economic laws at the micro and macro levels; know; genesis of economic science, subject, method, functions and tools of economic theory; resources and factors of production, types and phases of reproduction, the role of economic needs in the activation of production activities, types of economic systems, forms of ownership; market mechanisms of supply and demand at the micro level, the role of competition in the economy, the essence and forms of monopolies, the theory of consumer behavior, the peculiarities of the functioning of markets for production resources; the role and functions of the state in a market economy, ways to measure the results of economic activity, macroeconomic indicators of the state of the economy, basic macroeconomic general equilibrium models, dynamic models of economic growth, phases of economic cycles; tasks and methods of implementing the macroeconomic policy of the state, mechanisms for the interaction of instruments of monetary and fiscal policy, directions of social policy and methods of state regulation of income; regularities and models of the functioning of an open economy, the relationship between national economies and the world economy; OP.10. Basics of economic theory , , , , , ,
be able to: analyze in interconnection economic phenomena and processes in the main areas of activity of the Central Bank of the Russian Federation; search and analyze information on monetary regulation, currency regulation and currency control, interaction of the Central Bank of the Russian Federation with financial authorities; analyze the impact of monetary and foreign exchange policy instruments of the Central Bank on the state of the banking system and financial market; identify problems that affect the effectiveness of the performance of the Central Bank of the Russian Federation of the main tasks and functions; conduct a comparative analysis of the organizational structure, functions and activities of the Central Bank of the Russian Federation and foreign central banks; know: the legal basis for the activities of the Central Bank of the Russian Federation, its organizational structure, main tasks, functions and powers at various stages of historical development; the procedure for the participation of the Central Bank of the Russian Federation in the development and implementation of monetary policy, the mechanism of monetary regulation; tasks and instruments of the monetary policy of the Central Bank, the basics of foreign exchange regulation and foreign exchange control; the fundamentals of the activities of the Central Bank of the Russian Federation in the field of public finance, its budgetary powers and interaction with the bodies of the financial and budgetary system; areas of activity of the Central Bank of the Russian Federation in the field of combating the legalization of proceeds from crime; organizational bases of activity of foreign central (national) banks; OP.11. Structure and functions of the Central Bank of the Russian Federation , , ,
be able to: assess the state of the current system of banking supervision on the basis of available information sources and statistical materials; conduct a comparative analysis of domestic and foreign systems of banking regulation and supervision; perform adapted practical tasks on the topics of various areas of banking supervision; determine the possibility of using various methods and tools of supervision in given conditions; analyze violations by credit institutions identified in the course of supervision and select supervisory response measures; know: the essence, purpose and development of the banking supervision system in Russia and abroad; legal framework for the organization of banking regulation and supervision; the content and organization of licensing work in the Central Bank of the Russian Federation, the procedure for state registration of credit institutions and licensing of banking activities; directions and tools for remote supervision; goals and objectives of inspection activities, rules and methods for conducting inspections; methods for analyzing the financial condition of credit institutions in order to identify problem banks and prevent their insolvency (bankruptcy); a system of supervisory response measures; OP.12. Banking regulation and supervision , , , ,
be able to: use sources of statistical information; calculate, on the basis of standard methods, statistical indicators of monetary, banking and budgetary statistics; apply statistical methods for analyzing indicators of the stock and currency markets; carry out a statistical analysis of the network of savings institutions, the structure and dynamics of the savings of the population; use various statistical tools to study the processes in the monetary and credit-financial spheres of the economy; build charts, graphs, analytical tables using spreadsheet editors; determine the relationship between statistical indicators, interpret the results of statistical calculations, draw up analytical conclusions and formulate conclusions; know: statistical indicators of monetary circulation, methods of their calculation and analysis; a system of indicators of banking statistics, tasks and areas of statistical activity of the Bank of Russia; a system of indicators of the stock market and the quality of securities; indicators of the state of the foreign exchange market and the exchange rate; indicators of income, expenditures and sources of financing of the state budget, indicators of public debt; system of indicators of statistics of savings of the population; the composition of the statistical reporting of credit institutions and territorial branches of the Bank of Russia, the system for collecting and processing economic and statistical information in the territorial branches of the Bank of Russia; OP.13. Monetary and banking statistics , , , , ,
be able to: navigate the system of legislative and regulatory legal acts regulating the scope of activities of credit and financial institutions; use sources of information about Russian and foreign practice of functioning of credit and financial institutions; conduct a comparative analysis of the activities of various financial institutions according to functional characteristics; analyze statistical data on the activities of financial institutions and draw up analytical reviews, formulate conclusions; assess the problems and prospects for the development of markets for the services of credit and financial institutions in the Russian economy; know: the procedure for the creation, appointment, functions and operations of insurance companies and non-state pension funds; goals of creation, types, specifics and activities of savings institutions, their role in matters of social protection of the population; types of credit institutions, the order of creation, sources of resources and operations, features of financial companies as a special type of credit institutions; organization of activities of leasing and factoring companies, types and participants of leasing and factoring transactions; general and specific features of the activities of brokerage and dealer organizations, the procedure for their creation, registration and accreditation on the stock exchange, services provided on the securities market; appointment and functions of clearing organizations, composition of participants, types of clearing, offsetting procedures; OP.14. Activities of credit and financial institutions , , ,
be able to: organize and carry out activities to protect workers and the public from the negative effects of emergency situations; take preventive measures to reduce the level of various types of hazards and their consequences in professional activities and everyday life; use means of individual and collective protection against weapons of mass destruction; use primary fire extinguishing means; navigate the list of military registration specialties and independently determine among them those related to the received specialty; apply professional knowledge in the course of performing the duties of military service in military positions in accordance with the specialty received; own ways of conflict-free communication and self-regulation in everyday activities and extreme conditions of military service; provide first aid to the injured; know: the principles of ensuring the sustainability of economic objects, predicting the development of events and assessing the consequences in man-made emergencies and natural phenomena, including in the context of countering terrorism as a serious threat to Russia's national security; the main types of potential hazards and their consequences in professional activities and everyday life, the principles for reducing the likelihood of their implementation; fundamentals of military service and defense of the state; tasks and main activities of civil defense; ways to protect the population from weapons of mass destruction; fire safety measures and rules of safe behavior in case of fires; organization and procedure for conscription of citizens for military service and admission to it on a voluntary basis; the main types of weapons, military equipment and special equipment in service (equipment) of military units in which there are military registration specialties related to the specialties of the SPO; the scope of the acquired professional knowledge in the performance of military service duties; the procedure and rules for providing first aid to victims. 68 OP.15. Life safety , , , ,
PM.00 Professional modules 1630 1086
PM.01 Conducting settlement operations As a result of studying the professional module, the student must: have practical experience in: conducting settlement operations; be able to: draw up bank account agreements with clients; check the correctness and completeness of registration of settlement documents; open and close personal accounts in the currency of the Russian Federation and foreign currency; identify the possibility of paying for settlement documents based on the state of the client's current account, maintain a file of unpaid settlement documents; draw up statements from personal accounts of clients; calculate and collect remuneration for settlement services; check that customers comply with the procedure for working with cash; calculate the forecast of cash turnover; draw up a calendar of cash disbursement; calculate the minimum balance of cash on hand; set a limit on cash balances at the cash desks of clients, conduct checks on compliance with cash discipline by clients; execute and execute settlements by payment orders, letters of credit in the payer's bank and in the supplier's bank, payment requests in the supplier's bank and in the payer's bank, collection orders, checks; reflect in the accounting operations on settlement accounts of customers; execute and execute operations to return amounts incorrectly credited to customer accounts; formalize the opening of accounts for the accounting of income and funds from budgets of all levels; draw up and reflect in the accounting operations for crediting funds to the accounts of budgets of various levels; formalize and record the return to taxpayers of the amounts of erroneously transferred taxes and other payments; execute and process operations on a correspondent account opened with a cash settlement center of the Bank of Russia; make settlements between credit institutions; control and reconcile settlements on correspondent accounts; to carry out and execute settlements of the bank with its branches; keep records of settlement documents not paid on time due to lack of funds in the correspondent account; reflect interbank settlements in accounting; carry out and record settlements on export-import operations by bank transfers, in the manner of documentary collection and documentary letter of credit; conduct conversion operations on customer accounts; calculate and collect remuneration for international settlements and conversion operations; exercise control over the repatriation of foreign exchange earnings; advise clients on opening bank accounts, settlement transactions, transactions using various types of payment cards; issue payment cards to customers; draw up and record settlement and cash transactions when using payment cards in the currency of the Russian Federation and foreign currency; use specialized software for customer settlement services, interbank settlements and operations with payment cards; know: normative legal documents regulating the organization of non-cash payments, the organization of servicing the accounts of the budgets of the budget system of the Russian Federation, transactions using payment cards, operations for international payments related to the export and import of goods and services; norms of international law that determine the rules for international settlements; the content and procedure for the formation of legal cases of clients; the procedure for opening and closing personal accounts of clients in the currency of the Russian Federation and foreign currency; rules for making transactions on current accounts, the order in which funds are debited; the procedure for issuing, submitting, revoking and returning settlement documents; procedure for planning cash transactions; the procedure for setting a cash limit at the cash desks of customers and for the bank to check compliance with cash discipline by customers; forms of settlements and technologies for performing settlement operations; the content and procedure for filling out settlement documents; the order of numbering of personal accounts on which budget funds are accounted; the procedure and features of carrying out operations on the accounts of budgets of various levels; systems of interbank settlements; the procedure for conducting and accounting for settlements on correspondent accounts opened at cash settlement centers of the Bank of Russia; the procedure for conducting and accounting for settlements between credit institutions; the procedure for conducting and accounting for settlement transactions between branches within the same credit institution; forms of international payments: letters of credit, collection, transfers, checks; types of payment documents, the procedure for checking their compliance with the conditions and forms of payment; the procedure for conducting and reflecting in the accounting of operations of international settlements using various forms; procedure and accounting for the revaluation of funds in foreign currency; the procedure for calculating the size of open currency positions; the procedure for the authorized bank to perform the functions of a currency control agent, measures aimed at preventing the use of transnational operations for criminal purposes; international MDK.01.01. Organization of non-cash payments
PM.02 Carrying out lending transactions As a result of studying the professional module, the student should: have practical experience: carrying out lending operations for individuals and legal entities; be able to: advise borrowers on the terms of granting and the procedure for repaying loans; analyze the financial position of the borrower - a legal entity and the feasibility study of the loan; determine the solvency of an individual; check the completeness and authenticity of the borrower's documents for obtaining loans; check the quality and adequacy of the loan repayment security; draw up a conclusion on the possibility of granting a loan; draw up a schedule of payments for the loan and interest, control the timeliness and completeness of receipt of payments; draw up a set of documents for opening accounts and issuing loans of various types; form and conduct credit affairs; draw up acts based on the results of security checks; determine the possibility of providing an interbank loan, taking into account the financial position of the counterparty; determine the sufficiency of ensuring the repayment of an interbank loan; use operational information on rates on ruble and foreign currency interbank loans received via telecommunication channels; draw up and record in the accounting operations for the issuance of loans to individuals and legal entities, the repayment of loans by them; draw up and keep records of collateral for granted loans; formalize and record transactions for the provision and receipt of loans in the interbank loan market; register and record the accrual and collection of interest on loans; monitor the financial situation of the client; assess the quality of debt service and assess the credit risk for loans issued; calculate and record the amount of the formed reserve; calculate and record a provision for a portfolio of homogeneous loans; register and keep records of overdue loans and overdue interest; draw up and keep records of write-offs of overdue loans and overdue interest; use specialized software for lending operations; know: normative legal documents regulating the implementation of credit operations and provision of credit obligations; methods and procedures for granting and repaying various types of loans; ways to ensure the repayment of the loan, types of collateral; requirements imposed by the bank on a potential borrower; composition and content of the main sources of information about the client; methods for assessing the solvency of an individual, credit scoring systems; methods for determining the creditworthiness class of a legal entity; the content of the loan agreement, the procedure for concluding it, changing the conditions and terminating the loan agreement; the composition of the credit case and the procedure for its conduct; methods and procedure for accrual and repayment of interest on loans; the procedure for monitoring the timeliness and completeness of receipt of payments on the loan and accounting for overdue payments; measures taken by the bank in case of violation of the terms of the loan agreement; procedure for registration and accounting of interbank loans; the main conditions for obtaining and repaying loans provided by the Bank of Russia; the procedure for assessing credit risk and determining the amount of the created reserve for the issued loan; reflection in the accounting of the formation and regulation of reserves for possible losses on loans; the procedure for and accounting for the write-off of uncollectible loans; typical violations in the implementation of credit transactions. MDK.02.01. Organization of credit work
PM.03 Execution of operations with securities As a result of studying the professional module, the student must: have practical experience: performing operations with securities; be able to: advise clients on the terms of circulation and redemption of their own securities, on the types and conditions for the provision of intermediary services in the securities market, on the risks of investing funds in securities; draw up documents on the issue and sale of bank securities; prepare reports on securities; reflect in the accounting the issue and redemption of the bank's securities; calculate, formalize and record the accrual and payment of income (dividends, interest, discount) on the bank's securities; conduct a comparative assessment of the investment quality of securities, assess the degree of riskiness of investments in various types of securities; draw up documents when performing transactions with securities of third-party issuers on the organized securities market; draw up documents when performing over-the-counter transactions for the purchase and sale of securities of third-party issuers; perform operations on accounting of promissory notes of third-party issuers; carry out and execute commission transactions with bills of exchange; reflect in the accounting operations for the acquisition and disposal of securities of third-party issuers and the resulting income and expenses; calculate and record the amount of reserves for possible losses on acquired securities; conduct and record revaluation of acquired securities; register and record brokerage transactions; formalize and record trust management transactions; register and record custody transactions; calculate and collect remuneration for intermediary operations with securities; use specialized software for transactions with securities; know: normative legal documents regulating the issuance and circulation of securities, the activities of credit institutions in the securities market as issuers, investors and professional participants; norms of international law in the field of bill circulation; principles of reflection of investments in securities on accounting accounts, classification of securities for the purposes of their accounting; the procedure for registration and issuance of equity and debt equity securities; the procedure for paying income on equity and debt equity securities; the procedure for compiling and submitting a report on securities; conditions for the issuance and circulation of deposit and savings certificates and the procedure for their registration; the procedure for processing transactions for the sale and redemption of savings and deposit certificates and the payment of income on them; the procedure for issuing and circulation of the bank's own bills of exchange; the procedure for calculating and paying income on the bank's own securities (dividends, interest, discount); the procedure for accounting for the issue and redemption of the bank's own securities; the procedure for assessing the profitability and liquidity of various types of securities; the procedure for determining the degree of investment risk and the effectiveness of investments in securities, the essence of the fundamental and technical analysis of the investment properties of securities; information systems serving the securities market; types of operations carried out by banks on the organized securities market and their documentation, the procedure for conducting trading on the organized securities market; the procedure for accounting for the presence and movement of securities acquired by the bank; the procedure for creating reserves for possible losses on securities; procedure for revaluation of securities; the procedure for performing operations to provide loans using own bills; the procedure for the bank to carry out accounting operations; the procedure for the bank's work with promissory notes not repaid on time; the procedure for registration and accounting of operations for the collection and domiciliation of bills; procedure for registration and accounting of bank acceptances, endorsements, avals, payment of amounts on avalized bills; the procedure for registration and accounting of the bank's brokerage operations in the primary and secondary securities markets; the procedure for registration and accounting of trust management operations; conditions for the creation of general funds of banking management and the regulation of their activities; the composition and content of the reporting of credit institutions as trustees; the procedure for providing depository services; accounting procedures for depository operations; the procedure for determining and collecting the amounts of remuneration for intermediary operations with securities; typical violations when performing operations with securities. MDK.03.01. Operations of banks in the securities market
PM.04 Carrying out transactions related to the performance of the main functions by the institutions of the Bank of Russia As a result of studying the professional module, the student should: have practical experience: in carrying out transactions related to the performance of the main functions by the institutions of the Bank of Russia; be able to: draw up and record cash and issuing operations of institutions of the Bank of Russia; prepare reports on cash transactions and reserve funds; conduct an examination of the solvency of banknotes and coins of the Bank of Russia; register and record work with non-payment, counterfeit and dubious banknotes; analyze statistical reports on cash turnover of institutions of the Bank of Russia and credit institutions; make forecasts of cash turnover; open correspondent accounts (sub-accounts) for credit institutions (branches) in institutions of the Bank of Russia and maintain personal accounts; perform accounting of operations on interbank settlements using advice notes; reflect on the accounting accounts operations on the initial and return wire for intra-regional and inter-regional electronic payments; analyze the status of correspondent accounts (sub-accounts) of credit institutions (branches); maintain a card file of unpaid settlement documents due to lack of funds in the correspondent account; determine the adequacy of collateral for Bank of Russia loans; execute transactions for granting loans secured by pledge of securities, pledge of promissory notes, pledge of rights of claim under loan agreements and bank guarantees; record in the accounting operations of institutions of the Bank of Russia for the provision and repayment of loans; reflect in the accounting operations for the accrual and collection of interest; keep records of overdue debt and overdue interest on Bank of Russia loans; formalize and record transactions to attract funds from credit institutions in deposits; calculate, record the accrual and payment of interest on deposit operations in institutions of the Bank of Russia; calculate the amount of required reserves of credit institutions to be deposited with the Bank of Russia; control the correctness of the calculation of the required reserves regulation submitted by the credit institution to the institution of the Bank of Russia; determine the amounts of funds not paid or overpaid by credit institutions; reflect in the accounting records of institutions of the Bank of Russia operations for crediting, repaying, as well as regulating the required reserves of credit institutions; calculate the amount of penalties for violation of the reservation procedure; use specialized software to carry out Bank of Russia operations; know: regulatory legal documents governing interbank settlements in the settlement network of the Bank of Russia, the provision of refinancing loans, the Bank of Russia's deposit operations, mandatory reservation; theoretical foundations of emission regulation; functions of institutions of the Bank of Russia in the field of organizing cash circulation, the mechanism of emission and cash regulation; the organizational structure of divisions and requirements for the personnel of Bank of Russia institutions engaged in cash services for customers and cash processing; the procedure for performing and accounting for cash and issue transactions in institutions of the Bank of Russia; organization of the work of cash desks of recalculation, receipt, expenditure, receipt and expenditure and change cash desks; signs of solvency of banknotes and coins of the Bank of Russia; the procedure for opening correspondent accounts (sub-accounts) for credit institutions (branches); organization of settlements within one institution of the Bank of Russia; settlement system with the use of advice; basics of organization of the system of bank electronic urgent payments; forms and mechanism of refinancing credit institutions; types of Bank of Russia loans; conditions, procedure for granting and documenting loans secured by pledge of securities, assets and guarantees of banks; depository accounting of securities accepted as collateral for Bank of Russia loans; the procedure for repaying loans in case of fulfillment / non-fulfillment by banks of their obligations to the Bank of Russia; types of deposit operations of the Bank of Russia with resident banks; the procedure for conducting and accounting for deposit transactions in the form of deposit auctions, at a fixed interest rate using electronic technologies; procedure and accounting for payment of interest on deposits; measures of influence applied by the Bank of Russia in case of violation of the terms of deposit transactions; the procedure for calculating and transferring required reserves deposited with the Bank of Russia; regulation of the amount of required reserves; the procedure for the Bank of Russia's control over the fulfillment by credit institutions of mandatory reserve requirements; enforcement measures applied to credit institutions for violating the reservation procedure. MDK.04.01. Operations of the Bank of Russia
PM.05 Performing intra-bank operations As a result of studying the professional module, the student should: have practical experience: performing intra-bank operations; be able to: draw up and reflect in the accounting operations for the receipt of fixed assets; to execute and reflect in the accounting operations for the lease of fixed assets; formalize and record transactions for the acquisition and creation of intangible assets; draw up and reflect in the accounting operations for the receipt and release of inventories; draw up and reflect in accounting transactions for the accrual of depreciation of fixed assets and intangible assets; draw up and reflect in the accounting operations for the revaluation of fixed assets; draw up and reflect in the accounting operations for the disposal of property; conduct an inventory of property, draw up and record its results; keep analytical records of income and expenses, draw up and reflect in the accounting income and expenses from banking operations, operating income and expenses, other income and expenses; draw up and reflect in the accounting operations for the calculation and calculation of wages and deductions from it; draw up and reflect in accounting the closure of accounts for accounting for income and expenses and the formation of financial results; formalize and record operations for the distribution and use of profits, accrual of dividends to shareholders; calculate amounts and fill in tax returns for taxes for which credit institutions are taxpayers; formalize and record tax accrual and payment transactions for which credit institutions are taxpayers; keep records of income received by individuals in the tax period, calculate the amount of tax on income of individuals; prepare for submission to the tax authority information on the income of individuals and the amounts of tax accrued and withheld in the tax period; fill in the forms of financial statements of a credit institution: balance sheet, turnover sheet, profit and loss statement; use specialized software for the formation of financial statements; use specialized software for intra-banking transactions; know: the organization of accounting for fixed assets, intangible assets and inventories; the procedure for calculating depreciation of fixed assets and intangible assets; the content and procedure for filling out primary documents used to process transactions for the receipt and disposal of property; the procedure for revaluation of fixed assets; the procedure for conducting an inventory of property and formalizing its results; classification of income and expenses, nomenclature of items of income and expenses of the bank; the procedure for accounting for income and expenses from banking operations, operating income and expenses, other income and expenses; terms and frequency of reflection in the accounting of accrued income and expenses; features of accounting for income and expenses of future periods; composition of payments included in the wage fund; types and procedure for calculating deductions from wages; the procedure for closing accounts for accounting for income and expenses and the formation of financial results; the procedure and terms for the distribution of profits; procedure for the use of profits, accrual and payment of dividends to shareholders; the rights and obligations of taxpayers, their liability for violations of tax legislation; the procedure for calculating and paying taxes for which credit institutions are taxpayers or tax agents; the content and procedure for completing tax returns for taxes for which credit institutions are taxpayers; the content and procedure for filling out tax cards for recording income and personal income tax, certificates of income for individuals; the composition of daily, monthly, quarterly and annual financial statements and the requirements for them; normative acts regulating the procedure for compiling financial statements of credit institutions: balance sheet, turnover sheet, profit and loss statement; content and procedure for filling out accounting forms. MDK.05.01. Operations to ensure intra-banking activities
PM.06 Performance of work in one or more professions of workers, positions of employees
Variable part of the training cycles of the SSSP (determined by the educational organization independently) 1512 1008
Total Hours of Study by RPSP Study Cycles 5076 3384
UP.00 Educational practice 15 weeks 540
PP.00 Industrial practice (according to the specialty profile)

VII. Requirements for the conditions for the implementation of the training program for mid-level specialists

7.1. The educational organization independently develops and approves the SSRP in accordance with the Federal State Educational Standards of the SPO and taking into account the corresponding exemplary SSRP.

Before starting the development of the LSSP, an educational organization must determine its specifics, taking into account the focus on meeting the needs of the labor market and employers, and specify the end results of training in the form of competencies, skills and knowledge, and practical experience gained.

The specific types of activities for which the student is preparing must correspond to the qualifications assigned, determine the content of the educational program developed by the educational organization together with interested employers.

When forming the SSSP, an educational organization: has the right to use the amount of time allotted for the variable part of the SSSP training cycles, while increasing the amount of time allotted for the disciplines and modules of the mandatory part, and (or) introducing new disciplines and modules in accordance with the needs of employers and the specifics activities of an educational organization;

has the right to determine for the development of students within the framework of the professional module the profession of a worker, the position of an employee (one or more) in accordance with this Federal State Educational Standard;

is obliged to annually update the SSPP, taking into account the requests of employers, the peculiarities of the development of the region, culture, science, economics, technology, technology and the social sphere within the framework established by this Federal State Educational Standard;

is obliged in the working curricula of all disciplines and professional modules to clearly formulate the requirements for the results of their development: competencies, acquired practical experience, knowledge and skills;

is obliged to ensure effective independent work of students in combination with the improvement of its management by teachers and masters of industrial training;

is obliged to provide students with the opportunity to participate in the formation of an individual educational program;

is obliged to form a socio-cultural environment, create the conditions necessary for the comprehensive development and socialization of the individual, preserve the health of students, promote the development of the educational component of the educational process, including the development of student self-government, the participation of students in the work of creative teams of public organizations, sports and creative clubs;

should provide, in order to implement the competence-based approach, the use in the educational process of active and interactive forms of conducting classes (computer simulations, business and role-playing games, analysis of specific situations, psychological and other trainings, group discussions) in combination with extracurricular work for the formation and development of general and professional competencies of students.

7.2. When implementing the SSSP, students have academic rights and obligations in accordance with the Federal Law of December 29, 2012 No. 273-FZ "On Education in the Russian Federation".

7.3. The maximum volume of a student's study load is 54 academic hours per week, including all types of classroom and extracurricular study load.

7.4. The maximum amount of classroom teaching load in full-time education is 36 academic hours per week.

7.5. The maximum amount of classroom teaching load in part-time education is 16 academic hours per week.

7.6. The maximum amount of classroom teaching load per year in distance learning is 160 academic hours.

7.7. The total duration of holidays in the academic year should be 8-11 weeks, including at least 2 weeks in the winter.

7.8. The implementation of a course project (work) is considered as a type of educational activity in the discipline (disciplines) of the professional training cycle and (or) professional module (modules) of the professional training cycle and is implemented within the time allotted for its (their) study.

7.9. The discipline "Physical culture" provides weekly 2 hours of compulsory classroom lessons and 2 hours of independent work (due to various forms of extracurricular activities in sports clubs, sections).

7.10. The educational organization has the right for subgroups of girls to use part of the study time of the discipline "Life Safety" (48 hours), allotted for studying the basics of military service, for mastering the basics of medical knowledge.

7.11. Obtaining secondary vocational education on the basis of basic general education is carried out with the simultaneous receipt of secondary general education within the limits of the SSSP. In this case, the SSSP, implemented on the basis of basic general education, is developed on the basis of the requirements of the relevant federal state educational standards of secondary general education and secondary vocational education, taking into account the received specialty of secondary vocational education.

The term for mastering the SSSP in full-time education for persons studying on the basis of basic general education is increased by 52 weeks at the rate of:

7.12. Consultations for students in full-time and part-time forms of education are provided by the educational organization at the rate of 4 hours per student for each academic year, including during the implementation of the educational program of secondary general education for persons studying on the basis of basic general education. Forms of consultations (group, individual, written, oral) are determined by the educational organization.

7.13. During the training period, training camps are held with young men.

7.14. Practice is a mandatory section of the HSSP. It is a type of educational activity aimed at the formation, consolidation, development of practical skills and competence in the process of performing certain types of work related to future professional activities. When implementing the SSSP, the following types of practices are envisaged: educational and industrial.

The production practice consists of two stages: practice in the specialty profile and pre-diploma practice.

Educational practice and work practice (according to the specialty profile) are carried out by an educational organization when students master professional competencies within the framework of professional modules and can be implemented both concentrated in several periods, and dispersed, alternating with theoretical classes within the framework of professional modules.

Goals and objectives, programs and reporting forms are determined by the educational organization for each type of practice.

Industrial practice should be carried out in organizations whose activities correspond to the profile of training students.

Certification based on the results of industrial practice is carried out taking into account (or on the basis of) the results confirmed by the documents of the relevant organizations.

7.15. The implementation of the LSSP in the specialty should be provided by teaching staff with a higher education corresponding to the profile of the discipline (module) being taught. Experience in organizations of the relevant professional field is mandatory for teachers responsible for mastering the professional training cycle by students. Teachers receive additional professional education under advanced training programs, including in the form of internships in specialized organizations at least once every 3 years.

7.16. The SSSP should be provided with educational and methodological documentation for all disciplines, interdisciplinary courses and professional modules of the SSSP.

Extracurricular work should be accompanied by methodological support and justification for calculating the time spent on its implementation.

The implementation of the SSSP should be provided with access for each student to databases and library funds, formed on the basis of a full list of disciplines (modules) of the SSSP. During self-study, students must be provided with access to the Internet.

Each student must be provided with at least one educational printed and (or) electronic publication for each discipline of the professional educational cycle and one educational and methodical printed and (or) electronic publication for each interdisciplinary course (including electronic databases of periodicals).

The library fund must be completed with printed and (or) electronic editions of basic and additional educational literature in the disciplines of all educational cycles published over the past 5 years.

The library fund, in addition to educational literature, should include official, reference and bibliographic and periodicals in the amount of 1-2 copies for every 100 students.

Each student should be provided with access to the library fund sets, consisting of at least 3 titles of Russian journals.

An educational organization should provide students with the opportunity to quickly exchange information with Russian educational organizations, other organizations and access to modern professional databases and information resources on the Internet.

7.17. Admission to study under the LSSP at the expense of the budgetary allocations of the federal budget, the budgets of the constituent entities of the Russian Federation and local budgets is publicly available, unless otherwise provided by Part 4 of Article 68 of the Federal Law of December 29, 2012 No. 273-FZ "On Education in the Russian Federation" . Financing for the implementation of the RPSP should be carried out in an amount not lower than the established state standard costs for the provision of public services in the field of education for a given level.

7.18. An educational organization implementing the LSSP must have a material and technical base that ensures the conduct of all types of laboratory work and practical exercises, disciplinary, interdisciplinary and modular training, and educational practice provided for by the curriculum of the educational organization. The material and technical base must comply with the current sanitary and fire safety standards.

List of offices, laboratories, workshops and other premises

Cabinets:

humanitarian and socio-economic disciplines;

foreign language;

mathematical disciplines;

economics of the organization;

statistics;

management;

documentation management support;

legal support of professional activity;

finance, money circulation and credit;

economic theory;

analysis of financial and economic activities;

accounting;

monetary and banking statistics;

structures and functions of the Central Bank of the Russian Federation;

banking regulation and supervision;

activities of credit and financial institutions;

life safety;

interdisciplinary courses;

methodical.

Laboratories:

information technologies;

language phone;

technical training aids;

study bank.

Sports complex:

gym;

an open wide-profile stadium with elements of an obstacle course;

shooting range (in any modification, including electronic) or a place for shooting.

library, reading room with Internet access;

auditorium.

The implementation of the HSSP should ensure:

performance by students of laboratory work and practical exercises, including, as a mandatory component, practical tasks using personal computers;

the development by students of professional modules in the conditions of an appropriate educational environment created in an educational organization, depending on the specifics of the type of activity.

When using electronic publications, an educational organization must provide each student with a workplace in a computer class in accordance with the volume of disciplines studied.

An educational organization must be provided with the necessary set of licensed software.

7.19. The implementation of the SSPP is carried out by an educational organization in the state language of the Russian Federation.

The implementation of the LSSP by an educational organization located on the territory of a republic of the Russian Federation may be carried out in the state language of the republic of the Russian Federation in accordance with the legislation of the republics of the Russian Federation. The implementation of the LSSP by an educational organization in the state language of the Republic of the Russian Federation should not be carried out to the detriment of the state language of the Russian Federation.

VIII. Evaluation of the quality of mastering the program for training mid-level specialists

8.1. The assessment of the quality of mastering the SSSP should include ongoing monitoring of progress, intermediate and state final certification of students.

8.2. Specific forms and procedures for monitoring progress, intermediate certification for each discipline and professional module are developed by the educational organization independently and brought to the attention of students within the first two months from the start of training.

8.3. In order to certify students for the compliance of their personal achievements with the step-by-step requirements of the relevant SSSP (current progress control and intermediate certification), funds of assessment tools are created to assess skills, knowledge, practical experience and mastered competencies.

Funds of assessment tools for intermediate certification in disciplines and interdisciplinary courses as part of professional modules are developed and approved by the educational organization independently, and for intermediate certification in professional modules and for the state final certification, they are developed and approved by the educational organization after a preliminary positive opinion of employers.

For intermediate certification of students in disciplines (interdisciplinary courses), in addition to teachers of a specific discipline (interdisciplinary course), teachers of related disciplines (courses) should be actively involved as external experts. In order to bring the programs of intermediate certification of students in professional modules as close as possible to the conditions of their future professional activity, the educational organization should actively involve employers as freelance experts.

8.4. The assessment of the quality of training of students and graduates is carried out in two main directions:

assessment of the level of mastering disciplines;

assessment of students' competencies.

For young men, an assessment of the results of mastering the basics of military service is provided.

8.5. A student who does not have an academic debt and who has fully completed the curriculum or individual curriculum is allowed to the state final certification, unless otherwise established by the procedure for conducting the state final certification for the relevant educational programs.

8.6. The state final certification includes the preparation and defense of the final qualifying work (thesis, graduation project). A mandatory requirement is the correspondence of the subject matter of the final qualifying work to the content of one or more professional modules.

The state exam is introduced at the discretion of the educational organization.

______________________________

* Collection of Legislation of the Russian Federation, 2012, No. 53, art. 7598; 2013, no. 19, art. 2326; No. 23, art. 2878; No. 27, Art. 3462; No. 30, art. 4036; No. 48, Art. 6165; 2014, no. 6, art. 562, Art. 566; No. 19, art. 2289; No. 22, art. 2769; No. 23, art. 2933; No. 26, art. 3388.

** Clause 1 of Article 13 of the Federal Law of March 28, 1998 No. 53-FZ “On Military Duty and Military Service” (Collected Legislation of the Russian Federation, 1998, No. 13, Art. 1475; No. 30, Art. 3613; 2000, No. 33, item 3348; No. 46, item 4537; 2001, No. 7, item 620, item 621; No. 30, item 3061; 2002, No. 7, item 631; No. 21, item 1919; No. 26, item 2521; No. 30, item 3029, item 3030, item 3033; 2003, No. 1, item 1; No. 8, item 709; No. 27, item 2700; No. 46, item 4437; 2004, No. 8, item 600; No. 17, item 1587; No. 18, item 1687; No. 25, item 2484; No. 27, item 2711; No. 35, item 3607; No. 49, item 4848; 2005, No. 10, item 763; No. 14, item 1212; No. 27, item 2716; No. 29, item 2907; No. 30, item 3110, item 3111; No. 40, item 3987 ; No. 43, item 4349; No. 49, item 5127; 2006, No. 1, item 10, item 22; No. 11, item 1148; No. 19, item 2062; No. 28, item 2974, No. 29, Article 3121, Article 3122, Article 3123; No. 41, Article 4206; No. 44, Article 4534; No. 50, Article 5281; 2007, No. 2, Article 362; No. 16, Article 1830 ; No. 31, item 4011; No. 45, item 5418; No. 49, item 6070, item 6074; No. 50, item 6241; 2008, No. 30, item 3616; No. 49, item 5746; No. 52, Art. 6235; 2009, no. 7, art. 769; No. 18, Art. 2149; No. 23, art. 2765; No. 26, art. 3124; No. 48, Art. 5735, Art. 5736; No. 51, Art. 6149; No. 52, Art. 6404; 2010, no. 11, art. 1167, Art. 1176, Art. 1177; No. 31, Art. 4192; No. 49, art. 6415; 2011, no. 1, art. sixteen; No. 27, Art. 3878; No. 30, art. 4589; No. 48, Art. 6730; No. 49, art. 7021, Art. 7053, art. 7054; No. 50, art. 7366; 2012, no. 50, art. 6954; No. 53, Art. 7613; 2013, no. 9, art. 870; No. 19, art. 2329; Art. 2331; No. 23, art. 2869; No. 27, Art. 3462, Art. 3477; No. 48, Art. 6165).

*** Part 6 of Article 59 of the Federal Law of December 29, 2012 No. 273-FZ “On Education in the Russian Federation” (Sobraniye Zakonodatelstva Rossiyskoy Federatsii, 2012, No. 53, Art. 7598; 2013, No. 19, Art. 2326; No. 23, item 2878; No. 27, item 3462; No. 30, item 4036; No. 48, item 6165; 2014, No. 6, item 562, item 566; No. 19, item 2289; No. 22 , item 2769; No. 23, item 2933; No. 26, item 3388).

Appendix
to open source software
specialty 38.02.07
Banking

Scroll
professions of workers, positions of employees recommended for development within the framework of the training program for mid-level specialists

Document overview

The federal state educational standard of secondary vocational education in the specialty "Banking" was approved (38.02.07).

It is a set of mandatory requirements for secondary vocational education in the specified specialty for a professional educational organization and an educational organization of higher education, which are entitled to implement state-accredited training programs for mid-level specialists in this specialty in Russia.

The standard contains the characteristics of training in the specialty and professional activities of graduates. It also establishes requirements for the results of development and the structure of the training program for mid-level specialists.

AUTONOMOUS NON-PROFIT ORGANIZATION

SECONDARY VOCATIONAL EDUCATION

BASHKIR COOPERATIVE TECHNICIUM

APPROVE

Director

F.F. Mazitov

WORKING PROGRAM OF THE DISCIPLINE

OP.12 Organization of activities of credit institutions

Name of specialty

38.02.07 Banking

Graduate Qualification

Banking Specialist

Ufa, 2015

The work program of the discipline "Organization of the activities of credit institutions"developed on the basis of the Federal State Educational Standard in the specialty of secondary vocational education 38.02.07 Banking, approved by the Ministry of Education and Science of the Russian Federation of July 28, 2014, No. 832

Developer:

Devitskaya Irina Alexandrovna, teacher

The work program was considered by the cycle commission of economics and management (minutes of August 29, 2014 No. 1)

The work program was approved by the Pedagogical Council (minutes of September 1, 2014 No. 1)

Main sources:

  1. Banking: Textbook / Ed. O.I. Lavrushin. - M.: KNORUS, 2009. - 768 p.
  2. Money, credit, banks: Textbook / Ed. G.N. Beloglazova. - M.: Higher education, Yurayt-Izdat, 2009. - 620 p.
  3. Banking: a textbook for university students studying in the specialty "Finance and Credit" / Zharkovskaya E.P. Publisher: Omega-L, 2010. - 480 p. - Access mode: EBS "Knigafond"
  4. Banking management: Textbook. / Ed. E.F. Zhukova, N.D. Eriashvili. - 4th ed., revised. and additional - M.: UNITI-DANA, 2012. - 319 p. (EBS "Knigafond".)
  5. Banks and non-banking credit organizations and their operations: textbook / ed. E.F. Zhukova, N.D. Eriashvili - UNITY-DANA, 2012. -559 p. - Access mode: EBS "Knigafond"
  6. Banking: Textbook / E.P. Zharkovskaya. - 8th ed., erased. - M.: Publishing house "Omega-L", 2011. - 479 p. (EBS "Knigafond".)

Additional sources:

  1. Zvonova E. A. Organization of the activities of a commercial bank, SIC INFRA - M, 2012

Electronic library system ZNANIUM.COM:

  1. Mertsalova A.I. Accounting and Operations in Credit Institutions, Publishing House FORUM NIC INFRA - M, 2013
  2. Gorelay N.V. Fundamentals of banking, INFRA - M, 2013
  3. Zhukov E.F. Banks and non-bank credit organizations and their operations, UNITY-DANA, 2012
  4. Tavasiev A.M. Banking. Management and technology (electronic resource), UNITI - DANA, 2012
  5. Korobov Yu.I. Bank operations. Master, 2007

Internet resources:

  1. Central Bank of the Russian Federation. / . - Mode of access: World Wide Web. URL:http://www.cbr.ru
  2. Official site of the Association of Russian Banks. / . - Mode of access: World Wide Web. URL:http://www.arb.ru.
  3. Official site of the Association of Regional Banks of Russia. / . - Mode of access: World Wide Web. URL: http://

    4. CONTROL AND EVALUATION OF THE RESULTS OF MASTERING THE EDUCATIONAL DISCIPLINE

    Monitoring and evaluationresults of mastering the academic discipline

    is carried out by the teacher in the process of conducting practical classes, surveys, testing, as well as students performing independent work.

    Assessment of the quality of mastering the program of an academic discipline includes ongoing monitoring of progress, intermediate certification based on the results of mastering the discipline.

    Current control is carried out in the form of: surveys, tasks in practical classes, testing, etc.

    The final certification in the discipline is carried out in the form of an exam.


The educational program of the specialty Banking provides for the fundamental and special study by students of the legal and organizational foundations of the activities of credit institutions, the essence and technology of banking operations and transactions, the rules of accounting in credit institutions, the threat to banking security and measures to eliminate them, the legal foundations of auditing. A special place is occupied by training in the skills of compiling reports on the activities of a credit institution, applying methods and means of protecting banking information, preparing primary accounting documents, maintaining synthetic and analytical accounting of banking operations in the relevant accounting registers.

As a result of mastering the professional educational program 38.02.07 Banking, the graduate must be prepared for professional activities in the implementation, accounting and control of banking operations to attract and place funds, provide banking services to customers in organizations of the credit system.

MAIN ACTIVITIES:

Conducting settlement operations, lending to individuals and legal entities.

FUTURE PROFESSION:

Savings bank controller

Bank agent

Financial Consultant

Financial analyst

Financial Manager

Bank accountant

Credit specialist

Insurance agent

Investment Promotion Agent

PLACE OF WORK:

A banking specialist can work in banks, planning departments of various enterprises, investment design departments, financial institutions, insurance companies, credit institutions, stock exchanges. Can perform the functions of an accountant in banks and non-bank credit and financial institutions, a specialist in the credit department, a specialist in foreign exchange transactions and securities transactions.

OUTLOOK:

Secondary specialized education is a prerequisite for a career and a launching pad for professionalism.

You can start a career in a bank from the position of a customer support officer, clerk, assistant accountant. There is an opportunity for career growth. Moving up the corporate ladder largely depends on the efforts of the employee himself, work experience, and level of professional development. Within a year, you can become a middle manager (head of department).

SALARY:

The banking community is among the leaders in terms of salaries, the level of which depends on the position held, the size of the bank. According to a survey by the Bankir.ru portal, 13% of Russian bank employees (ordinary employees) receive salaries at the level of 100 thousand rubles or more. The same portal reports that the salaries of bankers are growing faster than inflation.

PERSONAL QUALITIES:

A successful banking specialist must possess such personal qualities as attentiveness, responsibility, purposefulness, initiative, readiness for self-education; efficiency, the ability to quickly find the right solutions; composure, clarity in the performance of professional duties, discipline; thrift, the desire to earn money, not spend it; sociability; the ability to conduct a balanced policy.

A modern banking specialist must have a good specialized education, be able to understand not only banking products, but also life, and know the psychology of people very well. He needs to have constructive thinking and be a conservative in the good sense of the word. A very important quality for a banker is the ability to work effectively in a team. It is necessary to have your own position, lead a certain lifestyle, expand your horizons, be able to force yourself to go towards the goal and improve yourself. Some clients can give odds in economic literacy to many banking professionals. And if an economically educated client is faced with the ignorance of a bank employee, he ceases to respect, but not the employee himself as a person, but the bank with which this employee is associated in the mind of the client. The more professional, consistent and purposeful the employees, the more successful the bank in which they work, the more dynamic and confident the banking structure of the state is developing.

PLUSES AND MINUSES OF THE PROFESSION:

The main advantage of working in a bank is rightly considered stability. Against the background of a turbulent and unpredictable market of commercial enterprises that spontaneously appear and disappear just as spontaneously, commercial banks are a bulwark of stability. In the banking system, it is quite possible to quickly make a career take-off. Working in a bank, a specialist independently chooses the path of development. If a manager wants to climb the career ladder and reach certain heights, he will use every opportunity: strive to intersect in the work of his department with the directions of other banking departments, complete tasks on time, linger after the end of the working day in order to start doing what is scheduled for the next work time. There is a direct relationship between income and the level of professionalism. The higher the position, the greater the responsibility. The degree of risk is directly proportional to the position and salary.

The disadvantages of the profession include the highest responsibility, the lack of the right to make a mistake, irregular working hours.

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