Savings and greed are concepts, at first glance, similar, but, in fact, they have deep, fundamental differences. Let's single out 8 main signs that distinguish stingy people.

1. negative attitude to spending

A greedy person negatively perceives any expenses, including necessary ones. For him, parting with money is always associated with negative emotions. And the more you spend, the more stronger stress.

Savvy people are different. They spend money with pleasure, but try not to buy too much and make sure that the allocated amount corresponds to the quality and usefulness of the goods.

2. Blindly abandoning expenses instead of accounting and planning

Greed causes a stingy person to refuse any expenses, since the very thought of reducing the amount of money delivers psychological discomfort. The miser unknowingly sacrifices the quality of life, does not want to spend even on himself, let alone others.

Based not on harmful psychological attitudes, but on and accounting for expenses. An economical person does not refuse the necessary goods and services, he simply tries to receive benefits at a reasonable price. In this he is helped by planning and accounting.

3. Loneliness and monotony in everyday life

Usually greed leads to loneliness and boredom. AT modern world almost all entertainment requires allocation Money. You can only watch TV at home for free, and even then you have to pay for kilowatts. Therefore, stingy people usually lead a secluded lifestyle, they do not have hobbies and friends. There are also problems with the opposite sex, because in order to succeed in this field, a man needs to spend money on flowers, sweets, restaurants, and a woman needs to spend money on beauty salons, fashionable clothes, etc.

An economical person does not have such problems. He lives ordinary life willingly spends money on hobbies and recreation with friends and family. This does not prevent him from succeeding: a competent attitude to finance allows you to feel more confident than colleagues at work who have approximately the same income.

4. The miser pays twice

This saying is not new, but true. Stingy people tend to buy the cheapest goods, use low-quality services. The main selection criterion for them is the price, the rest is secondary. Such savings come at a cost. For example, low-quality shoes, even if they cost 2 times cheaper than normal ones, usually cost more, because after six months they become unusable. It turns out that stinginess leads not to wealth, but to poverty.

A frugal person also takes into account the cost of goods and services, but for him the price is only one of several criteria. The usefulness of the thing, quality, etc. are necessarily taken into account, so there is no need to “pay twice”.

5. Turning your home into a warehouse of unnecessary things

A stingy person likes to collect and store old, unnecessary things, professes the principle "maybe come in handy." As a result, over time, housing begins to resemble a warehouse, where everything stays and all kinds of rubbish stays. Things just lie there and no one uses them. Greedy people bring home everything that can be taken for free or bought at a bargain price.

Thrifty people do not buy things that they will not use, even if they cost a penny. The first rule of an economical person is not to buy too much, the second is to take care of the purchased things. However, the second point must be observed without fanaticism.

6. Fear of losing money

The greedy almost always keeps cash "under the pillow." This policy is caused by distrust of investing and fear of losing money. In extreme cases, a bank deposit may be opened. However, there are exceptions: stingy people who are distinguished by high intelligence and knowledge of financial management can, in the pursuit of profit, invest in or other dubious instruments. This usually ends in failure and loss of money.

Thrifty people have a much more balanced attitude towards money. They try not only to save, but also to invest in tools that can increase capital. They are driven not by greed, but by cold calculation. In the first place they have a sober risk assessment, and then investing.

7. Not being able to withstand force majeure

Any crisis requiring unplanned expenses drives greedy person in a state of shock. As a result, the likelihood increases wrong decisions. The economical always has one for such cases, which he calmly uses and solves the problem. When the crisis is over, the reserve fund is replenished to the required volume.

8. Money is important in itself, not as a means, but as an end.

For a miser, money is an end in itself, he saves all his life, tries to spend little on current needs. For an economical person, the meaning of savings is different. He tries to avoid unreasonable spending in order to maintain a decent standard of living. It saves not just like that, but to make it easier to set and achieve them. A reasonable attitude to money allows you to make large purchases, improve in your business, become richer and happier.

Output

Greed - negative quality, serious psychological problem that needs to be fought. The ability to save is useful and very relevant in modern life quality to be developed.

Nina Minina-Rossinskaya

14.06.2015 | 6423

share simple tricks effective savings, which I have tested on my own experience.

Like most women, I love to wander around the supermarket and make spontaneous purchases. But I get no less pleasure from the weekly purchase of products for my family according to the list ..

As a constantly experimenting culinary specialist, mother and thrifty wife, over the years I have developed the following principles - the “mandatory basket” and the “creative set”.

For everyday and holidays

I make sure to make a menu for the week - it's very convenient. I will share my simple menu formula. I usually cook homemade cakes for breakfast, soup and salad for lunch, and I try to make dinner varied (these are dishes from chicken, meat, fish, vegetables).

Based on the menu, I make a list for the “obligatory basket” and, in addition to saving time and money, I get the opportunity for culinary creativity.

In my case, the "mandatory basket" includes:

• chicken
• vegetable and butter
• cereals
• pasta
• vegetables
• sugar
• tea leaves
• mineral water

I buy some products in small wholesale for one or two weeks or even for longer period. It is profitable, and then you can go to
light shop.

As for the "creative set", these are all kinds of spices, sauces, sometimes products for a particular dish, or those
which I suddenly really wanted to buy and cook something with them.

Baking is a tradition

I always take a lot of flour, because every day I cook pastries for breakfast and bread in a bread machine. This is useful and beneficial.

I have a basic dough recipe, on the basis of which I have already prepared more than a dozen sweets.

Cupcake (basic recipe)

2 tbsp. flour

1 st. kefir

1 st. Sahara

2/3 st. refined vegetable oil

1.5 tsp baking powder dough

Combine all components and mix. Bake the cake in a greased pan. Fresh or canned fruits, berries, dried fruits, spices, jam, nuts, candied fruits are perfect as additives.

Fish, chicken, meat...

For my family I like to cook rolls, for which I buy a piece of chilled trout, which I salt according to my signature recipe. My husband once calculated how much cheaper it is to buy chilled fish than lightly salted. The difference in price is twice. Already good!

Lightly salted fish

0.5 kg of fish

1 tbsp. salt and cognac or rum

Dissolve the salt in alcohol and coat the fish with this mixture. Leave in a cool place for a day, and preferably two.

During the weekly grocery shopping, I definitely take chicken, because dozens of dishes can be prepared from it. And I
I decided for myself: it is more profitable to buy a whole chilled bird and independently divide it into parts.

• From the breasts I make the “sausage” so beloved in our family - pastrami.
• I freeze the wings, and when there are enough of them to be enough for a family of five, I bake them in the oven with various
• spices.
• Legs give scope for culinary creativity, and I, like any housewife, have at least a dozen different options and recipes
• their preparation.

chicken pastrami

2 chicken breasts (with skin on)

any vegetable oil

• allspice black, pink and green pepper

• mustard seeds

Hold the breasts for an hour in a salt solution or in cucumber pickle, dry. Combine oil with spices, salt, mix. Lubricate the meat with the mixture, marinate for 2-3 hours. Preheat the oven to 275-300 degrees, put the meat. After 15 min. turn off the fire, do not open the oven for 6 hours.

I usually buy chilled meat, less often frozen. It is more profitable to buy a large piece with a bone: you can cook soup, hot dishes, make minced meat and even pickle homemade lard from it. I treat minced meat very carefully - I definitely read its composition and study appearance(preferably minced meat).

Other tricks

My household loves fragrant tea, but I almost never buy ready-made tea. Instead, I add ginger, anise and other natural spices to tea leaves - it turns out tasty and healthy.

Cereals, pasta...

Without them, nowhere. But sometimes I save money and make lasagne sheets and cannelloni myself. As a result, the process of buying products, like
the process of their preparation becomes not a routine for me, but creativity, because I put not only my strength, but also my soul into it.

When asked what kind of men you like, almost every woman answers: “generous”! But, unfortunately, meeting a truly generous man is not so easy, because, as statistics show, 56% of them save money, and 12% are real greedy and miserly. How to determine what type your partner belongs to, we will try to figure it out in our article.

Why We Love Generous Suitors

Why is it so important for women that the boyfriend was generous? As it turns out, female commercialism has nothing to do with it. Studies have shown that for women, there is nothing in common between generosity and the amount that a partner has. So, a partner who has a low income but is ready for anything in order to please his beloved, gets more appreciated than a wealthy miser who spares money even for a chocolate bar.

The thing is that even an inexpensive gift or surprise is a vivid proof of feelings. And if a woman knows that she is loved, accordingly, she feels much more confident and happier.

How to determine a greedy man or economical

If you want to understand what type your man is, try to pay attention to his behavior in different situations:

First meetings

Even if a man did not give you flowers on the first date, this does not mean at all that he is greedy. Maybe he was in a hurry or just shy. Or maybe he's just not a romantic and thinks it's superfluous.

But if on a date he gave you one carnation, then it’s already worth considering. So he saves on you.

Pay attention to how he spends money on himself. A generous, but not rich man, even coming on a date to public transport and in the same shoes, will pamper you with some inexpensive goodies or cute souvenirs. But if the same signs of attention are given to you by a wealthy boyfriend with a good car and expensive watches, most likely, you are dealing with a miser.

A greedy man will not give you even the tiniest presents just like that. Be prepared for the fact that he will do this only on the occasion of his birthday, March 8, the New Year. At first these will be cheap gifts, and over time they will disappear.

Cafe or restaurant

Let the man himself choose a cafe or restaurant. If a man is practical, then instead of a restaurant, he will choose dinner at home environment. And if he chooses a cafe, he will give preference to a cozy and inexpensive establishment. He may check the check carefully, but only to see if he overpaid.

The greedy will try to find all sorts of excuses and reasons, and if he still decides, he will order only the cheapest dishes and leave no tip. The miser will try to convince you that there is no point in paying so much for a bottle of wine in a restaurant. Moreover, he may even offer you to split the bill between two!

Cinema

It is known that the cost of a daytime session is lower than the cost of an evening one. If a man is economical, then he will offer to go to the cinema, but only during the day. He thinks that there is absolutely no point in overpaying.

But the miser, instead of taking you to the cinema, will offer to take a walk around the city. Be prepared for the fact that he will tell you about the beautiful weather and surroundings, a great desire to "talk" with you. Never trust them! In fact, he just does not want to spend money! If this does not scare you, then think about whether you are ready to cross out of your life a joint visit to cultural events.

Score

When going to the store, the behavior of a thrifty man will be as follows: he will carefully choose not only purchases, but also the store itself. But this is not because he wants to acquire the most cheap goods. It's just that such an indicator as value for money is important to him. But the greedy one seems to be not averse to spending money, but not on others. Therefore, any purchase of yours will upset him.

From such a man you will hear a million reasons why you do not need all these things. Moreover, at the checkout he will pay only for his purchases. Be prepared for the fact that in the future such a man will control every ruble you spend. He will definitely cut you for buying expensive things.

How to make a man more generous

If it turned out that your chosen one is greedy, but at the same time he is exactly the person with whom you want to live your whole life, the situation can be corrected by correcting his behavior and attitude towards money. For this you need to follow following advice:

1. In the first stage of a relationship, don't be too humble. After all, by refusing dinner at a restaurant and gifts, you show a man that you do not need them. Accordingly, in the future, you should not expect any signs of attention.

2. Be sure to praise your man, talk about his generosity, intelligence and caring. Rejoice in all signs of his attention and gifts. It is very important for a man to see the joy in your eyes.

3. Talk to a man about your desires, because very often he does not even know what you want.

Let's not dissemble: we all love generous men. But this seems to be a rare phenomenon: according to statistics, 56% of them are used to saving money, and 12% are real greedy people. What category is your partner in? To find out, according to psychologists, it is possible already from the first meetings. We tell you how to do it.

A generous boyfriend is every woman's dream

Why do we like generous suitors? You should not blame women's commercialism for everything, the reasons for this, psychologists say, have little to do with the financial solvency of a man. A number of studies and surveys have shown that in the understanding of women, generosity and the amount that a partner has are completely different things. For example, a partner with low level income, but ready to give everything just to please the woman she loves, ladies, as a rule, value it higher than wealthy"Measling" who will spare money for his wife even for a chocolate bar.

Why? “For a woman, all these gifts, surprises, even if they are inexpensive, are proof of feelings. And if she loves, then I'm good, beautiful, she thinks. This gives her self-confidence, tomorrow, in a partner, and generally makes her happier,- explains the psychologist Sultanova.

But let's be realistic: much more often we meet those who are not inclined to easily part with money. For what reason - important question psychologists say. From savings? This is not so bad: you can try to re-educate a thrifty partner, he will make all purchases in a balanced way, with him there is a chance to save up for a fur coat, and for a joint vacation by the sea, and for a new car, etc. It is more difficult with a pathological greedy: change it is impossible, as well as to convince him to spend a little ... on you. It is clear that if you have been living with your lover in the same apartment for a long time, then you will surely realize which of these categories he belongs to. In the early stages of the novel, this is a little more difficult to find out, but it is extremely important (except if you sincerely and wholeheartedly love the "miser" as a species).

To determine who is in front of you - a thrifty or greedy man - psychologists recommend paying attention to how he behaves in different situations:

1. At the first or second meeting

Some impressionable ladies are used to thinking that if on a date the new boyfriend came without flowers, which means he is greedy. And in vain! Perhaps he is not gallant, not romantic, or simply forgot to buy a bouquet. “But if he came with one carnation, this is already a reason to be wary. Your man obviously has not forgotten about decency, but decided to save money. And to impress, but "cheap"- says psychologist Margarita Sultanova.

Pay attention to how much he spends on himself. “If every date he comes on the subway and in the same shoes, but at the same time buys you some inexpensive goodies or cute souvenirs, this is a generous guy who cares according to his ability. But if you receive the same signs of attention from a boyfriend in a good car and in expensive ones, then most likely you have a rather stingy person in front of you. Margaret explains. From a greedy man, you will not receive even the smallest present "just like that." Exclusively by special occasions: birthday, 8th of March, New Year. But, you know, first you have to put up with cheap gifts, and then - with their complete absence.

2. In a cafe or restaurant

In which? Let him choose. A practical man, most likely, will prefer a delicious dinner at home to going to a restaurant. And if he takes you to a cafe, he will choose a middle-level establishment: cozy and inexpensive. A frugal man is more likely to convince you about how pointless it is to overpay for a bottle of wine at exorbitant prices. Greedy, perhaps, will also talk a lot: look for reasons to refuse to go to an institution. Still agreed? Do not rush to rejoice, but watch what he orders.

“Looking for something cheaper on the menu? And then carefully checks the check? Economical. Leaves no tip - greedy. Offer to split the bill? Here it is already possible to make a diagnosis - an incorrigible miser!- continues our expert. Don't think greedy people don't like expensive food or wine. They love it, how! But only for behind closed doors”, while no one sees, so that you don’t have to share. Spending money on someone, if they are, is very reluctant.

Greedy people do not like to spend money and require an account for everything, even the smallest expenses.

3. At the cinema

As you know, in many cinemas the price for daytime sessions is much lower than evening ones. An economical man will lead to this case himself like this: he will offer to go tomorrow and watch a film in the afternoon. Why overpay? he will judge. A miserly boyfriend, most likely, instead of going to the cinema, will prefer walking around the city. Get ready to hear a lot of words about how beautiful the environment and weather are around, how much he wants to “just talk” with you in order to get to know each other better. Don't believe! In fact, he just does not want to spend money on you. Not scary? Okay, but then it’s better to figure it out right away: are you ready to forget about joint trips to cultural events. With greed they will not. At all.

4. In the store

Thrifty will choose carefully: both the store and purchases. But not because he wants to find cheaper - it is important for him that the price matches the quality. Greedy people, on the contrary, are not averse to spending money, but only on themselves. Therefore, you should be prepared for the fact that your purchases will not please him. “The greedy person will most likely find a thousand explanations that you don’t need these things. And if he still reaches the cashier, then, obviously, he will pay only for himself. And then, with a straight face, he will ask: “Zai, are you coming soon?” - predicts Margarita Sultanova. Therefore, the future with a greedy man seems rather gloomy: you have to account for the cost of each purchase for every ruble spent. If you suddenly buy an expensive, even worse, unsuccessful thing - the greedy one will “nag” you for a long time.

However, even with a greedy person you can get along. True, on one condition - if he loves you as much as himself. “Where more important is not what gifts he gives you, but how he treats you. The main thing is that he does not skimp on courtship and emotions. This is more valuable than any flowers and presents,- says Margarita.